Financial Designs Wealth Management

Financial Designs Wealth Management, LLC, established in April 2021, is a Florida-based firm owned by Jorge Valdes and Jennifer Valdes. The firm specializes in offering wealth management services to individuals, high-net-worth individuals, trusts, corporations, and retirement plan sponsors. They provide personalized investment strategies utilizing third-party money managers and Separately Managed Accounts, offering both discretionary and non-discretionary portfolio management. Client assets are diversified across various products including stocks, bonds, ETFs, mutual funds, and alternative investments. The firm also offers pension consulting services and recommendations for retirement account rollovers. The minimum account size typically required is $250,000, with the possibility of waiving or lowering this threshold at their discretion. FD Wealth charges annual advisory fees based on a percentage of assets under management, with rates ranging from 0.75% to 1.25%. They do not charge performance-based fees, and clients have the option to roll over retirement assets to an IRA managed by the firm. The firm follows a Code of Ethics, ensuring client interests are prioritized, and does not engage in principal trades or cross transactions. Clients are responsible for voting proxies for securities held in their portfolios, and the firm does not vote on their behalf. FD Wealth has no financial commitments or liabilities that could impact its ability to manage client accounts. For more information, clients can contact the firm directly at [email protected].