Key Capital Advisors, Inc.

Key Capital Advisors, Inc., led by Andrew C. de Araujo since its inception in 1999, specializes in private banking services. Andrew, born in 1967, holds a Bachelor of Arts Degree from Tulane University and has extensive experience in the private banking sector. As the President and Chief Compliance Officer, he is Series 65 licensed and acts as a fiduciary for clients. The firm was subject to a Final Order in 2016 for administrative violations, resulting in a $7,000 fine. Andrew is solely dedicated to Key Capital Advisors and does not engage in other business activities. Clients may pay a reduced fixed annual fee if their assets are managed by a third-party advisor, with the firm receiving a referral fee. Key Capital Advisors has agreements with various investment advisors, including Jabre Capital and Pictet Asset Management, where referral fees are received. Andrew, being the sole principal interacting with clients, is essentially self-supervised. He has no reported arbitration claims or involvement in bankruptcy petitions, ensuring a clean disciplinary record for potential clients.