Aj Wealth

A&J Wealth Strategies, LLC is a registered investment adviser based in New York, founded in April 2012. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, and private funds. Their investment strategy focuses on long-term goals, utilizing a diversified portfolio of low-cost investments, including stocks, bonds, ETFs, government bonds, municipal securities, and mutual funds. AJ Wealth also provides financial planning services covering various areas such as investment, retirement, savings, estate planning, taxes, and insurance. The firm charges investment advisory fees ranging from 1.00% to 0.25% based on the assets under management, with fees paid quarterly in advance. Clients can place reasonable restrictions on investments, and AJ Wealth has discretion over securities selection. The firm does not charge performance-based fees and does not manage private funds with such fees. AJ Wealth recommends custodians like Schwab and Fidelity for client assets and executes trades through unaffiliated broker-dealers. Clients receive quarterly account statements from the custodian and periodic portfolio reports from AJ Wealth. AJ Wealth does not engage in principal transactions or cross transactions and aggregates orders for multiple accounts. The firm has a Code of Ethics, allows employees to trade the same securities as clients, and conducts regular account reviews. AJ Wealth does not have any disciplinary events reported and does not receive compensation from third parties for brokerage referrals. The firm provides trustee and power of attorney services and undergoes an annual surprise exam for custody of client assets. AJ Wealth does not accept proxy-voting responsibility for clients' securities.