American Financial & Tax Strategies, Inc.

American Financial & Tax Strategies, Inc., a Registered Investment Adviser established in October 1993, offers financial planning, consulting, and investment management services. The firm tailors its services to individual client needs, providing comprehensive financial planning, including retirement, insurance, and estate planning. For investment management, clients can engage the firm on a discretionary basis, primarily allocating assets among mutual funds, ETFs, and individual bonds. American Financial & Tax Strategies may also recommend individual stocks and advise on certain investment products not maintained at the primary custodian. The firm charges fees based on a percentage of assets under management, ranging from 1.00% to 1.40%, and may charge additional fixed fees for financial planning services. Clients are encouraged to review account statements and reports provided by the custodian and the firm. The firm may receive economic benefits from third parties, such as brokerage services from Schwab, and may engage in performance-based fee arrangements for qualified clients. American Financial & Tax Strategies exercises investment discretion on behalf of clients, including determining securities transactions and hiring Independent Managers. The firm does not accept proxy voting authority for client securities. The firm does not have any disciplinary information or financial conditions that may impair its ability to meet client commitments.