Oppenheimer & Co. Inc.

Oppenheimer & Co. Inc. is a registered investment adviser and broker-dealer that has been in business since 1881, offering a variety of advisory services on a discretionary or non-discretionary basis. The firm provides services such as FAM, Alpha, Consulting Services, Retirement Services, Preference, and Financial Planning. Oppenheimer accepts discretionary authority to manage securities accounts for clients, with clients having the ability to specify certain types of securities they do not want to be purchased for their account. The firm discloses potential conflicts of interest related to 12b-1 fees, cash balances in advisory programs, and investment discretion. Oppenheimer acts as a fiduciary to clients, obligated to act in their best interests and disclose material facts about advisory programs. The firm has a Code of Ethics in place to address conflicts arising from personal trading by advisory personnel. Oppenheimer reviews client accounts for suitability, monitors trading activity, and provides performance reporting. The firm also discloses disciplinary information, client referral compensation practices, and proxy voting policies. Clients may request information on how Oppenheimer has voted proxies for their accounts and may request the firm's Proxy Voting Policies and Procedures.