Payne Capital Management, LLC

Payne Capital Management, LLC is an independent SEC registered investment adviser established in June 2008. The firm offers comprehensive wealth management solutions, including financial planning, consulting, and portfolio management. The firm's core philosophy focuses on goal-oriented planning, risk limitation, and personalized service. As of December 31, 2024, Payne CM had $339,390,367 in assets under management on a discretionary basis and $868,088,817 on a non-discretionary basis. The firm provides non-discretionary investment advice to various 401K Plans with assets under management totaling $49,355,824. Payne CM offers financial planning and consulting services for various account types and also provides investment management services tailored to individual client needs. The firm primarily allocates client assets among mutual funds, ETFs, individual stocks, bonds, and options based on client investment objectives. Payne CM charges a fixed or hourly fee for financial planning services and an annual fee based on a percentage of assets under management for investment management services. The firm does not provide services for performance-based fees and does not permit clients to direct brokerage. Payne CM reviews client accounts at least twice a year and may exercise investment discretion on behalf of clients. Clients receive transaction confirmations and account statements directly from the custodian, and Payne CM provides additional account reports periodically. The firm does not vote client securities or have any financial disclosures that may impair its ability to meet contractual commitments. For any questions or clarifications, clients can contact Payne CM's Chief Compliance Officer, Ryan Payne.