The Northstar Group, Inc.

The Northstar Group, Inc. is a privately-owned firm established by Henry Asher and Linda Ray, offering investment advisory services tailored to clients' financial status, objectives, and risk tolerance. The firm emphasizes client-centered advice and communication, involving clients in decision-making processes. The firm's principals have decades of experience and may recommend diverse financial decisions beyond traditional portfolio management. Clients have the opportunity to place restrictions on investments, with the firm adjusting strategies as needed based on changing circumstances. The firm manages over $871 million on a discretionary basis as of December 31, 2024. Fees are charged based on assets under management, with quarterly billing and no performance-based fees. The firm's fee structure is transparent, with fees typically capped at 1.25%. Clients may incur additional fees for financial consulting services or flat, hourly, monthly, or quarterly fees. The firm acts as a fiduciary, committed to providing fair and full disclosure and acting in clients' best interests at all times. Clients have the option to grant investment discretion to the firm, allowing it to execute transactions on their behalf. The firm does not accept proxy authority to vote client securities. The Northstar Group, Inc. does not have custody of client funds except in limited instances involving standing letters of authorization. The firm maintains strict ethical standards, including a Code of Ethics and personal trading policies. Financial information is available upon request, with no financial conditions impairing the firm's ability to meet client commitments.