Vesto Financial, Inc.

Vesto Financial Inc. is a registered investment adviser based in New York, established in March 2022. The firm specializes in providing investment advisory and portfolio management services to small and medium-sized businesses, focusing on optimizing liquidity and achieving returns on idle assets. Vesto manages client assets on a purely discretionary basis, offering customized short to medium-term investment portfolios primarily consisting of mutual funds, ETFs, money market, and fixed income securities. The firm emphasizes personalized services, conducting consultations to understand clients' goals, risk tolerance, and financial needs. Clients have the flexibility to customize recommended portfolios and impose restrictions on specific investments. Vesto's investment strategies include fixed income ladder strategy, fixed income funds strategy, and custom multi-asset strategy, aiming to preserve capital and achieve returns. The firm does not offer non-discretionary services, retirement planning, banking services, or tax advice. Vesto's Wrap Fee Program charges an asset-based fee ranging from 0.20% to 0.50% annually, calculated daily and deducted monthly. The firm manages over $25 million in client assets on a discretionary basis. Vesto acts as a fiduciary, providing investment discretion and maintaining a code of ethics to prevent conflicts of interest. Clients have access to continuous account monitoring and reporting through the Vesto Platform.