Family Steward Wealth Consulting�

FAMILY STEWARD WEALTH CONSULTING® is a financial advisory firm based in Hobe Sound, FL, offering services such as financial management, planning, wealth consulting, and investment advisory services. The firm was formed under the laws of the State of Florida in July 1994 and adopted the d/b/a name FAMILY STEWARD WEALTH CONSULTING in December 2012. The President and Advisory Representative, Walter Burns, has been in the financial services industry since 1980. The Vice President, Chief Compliance Officer, and Advisory Representative, Carol Chesser, has been in the financial services industry since 1992. The firm specializes in the Winners Circle Wealth Consulting Program™, a comprehensive wealth management and consulting process that includes financial planning, tax and estate planning, insurance, and investments. They offer services like financial education workshops, asset allocation, and limited investment advice without financial planning. The firm primarily uses passive investment strategies with a focus on asset class and index investments. Clients have the option to grant the firm investment discretion, allowing them to manage accounts on a discretionary basis. The firm primarily uses open-ended, institutional, no-load mutual funds, and exchange-traded funds (ETFs) in client portfolios. Clients are encouraged to review their financial plans annually and can set parameters for account rebalancing and trading restrictions. The fee structure for the Winners Circle Wealth Consulting Program™ is tiered based on the value of managed accounts, with a minimum annual fee of $15,000. The firm does not charge performance-based fees and does not engage in side-by-side management. Clients are advised to carefully review account statements provided by the custodian, Charles Schwab & Co., Inc., and compare them with reports from the firm. The firm does not vote client securities and does not have physical custody of client funds or securities. Walter Burns and Carol Chesser have no disciplinary events reported that are material to clients' evaluation of their services.