Robert L. Bender, Inc. Dba Robert Bender & Associates

Robert Bender & Associates is a Registered Investment Adviser established in California in 1972, specializing in providing investment management services for various clients, including individuals, high net worth individuals, trusts, estates, and small institutions. The firm focuses on discretionary investment supervisory services, aiming for capital appreciation through investing in securities with high growth rates. Their investment philosophy centers on investing in high-quality sustainable growth companies to achieve long-term capital appreciation while managing fundamental risks. The firm charges an annual fee ranging from 0.50% to 1.5% based on the account value, payable quarterly. Clients are encouraged to maintain accounts with Charles W. Schwab for zero fee trading and minimal charges. Robert Bender & Associates does not charge performance-based fees and exercises investment discretion based on clients' stated objectives and restrictions. The firm conducts monthly portfolio reviews and provides quarterly reports to clients, ensuring transparency and accountability. The investment professionals at Robert Bender & Associates, Robert L. Bender, and Reed G. Bender, oversee the firm's investment strategies. The firm also engages in trade aggregation practices and has established policies to ensure compliance with regulatory requirements and ethical standards. Clients are reminded to review custodial statements regularly, and the firm emphasizes fiduciary responsibilities in proxy voting processes. Overall, the firm's investment approach focuses on long-term growth while managing risks effectively.