Hapanowicz & Associates Wealth Management

Hapanowicz & Associates Financial Services, Inc. is a Pittsburgh-based financial advisor firm specializing in asset management services provided through LPL Financial's SWM program. Clients can expect a customized investment program tailored to their goals and risk tolerance. The firm requires a minimum household account size of $1,000,000, with exceptions granted at their discretion, including a lower minimum for family members of existing clients. Clients can choose between Hapanowicz SWIM1 and SWIM2 accounts, with varying fee structures. The annual investment advisory fee can be up to 2.0% of assets held, payable quarterly in advance. Hapanowicz primarily uses strategic and tactical asset allocation strategies, with a focus on long-term growth and risk management. The firm's investment analysis methods include charting, fundamental, cyclical, and technical analysis. Hapanowicz does not charge performance-based fees and acts as a fiduciary, placing clients' interests first. The firm provides financial planning services and retirement plan management and consulting. Clients have the option to vote proxies themselves or have Hapanowicz vote on their behalf. The firm maintains a Code of Ethics and discloses potential conflicts of interest related to insurance sales and referral fees. Hapanowicz has no disciplinary events and is financially stable.