Marstone LLC

Marstone, LLC is an SEC-registered investment advisory firm established in 2012, offering digital financial advisory services through a secure online platform. The firm assists clients in creating investment plans and portfolio management strategies tailored to their financial goals and risk tolerance. Marstone evaluates investment objectives, risk tolerance, and suitability considerations to recommend a diversified portfolio of assets, including ETFs, stocks, bonds, real estate, commodities, and cash equivalents. Clients have the flexibility to impose reasonable investment restrictions, with the firm providing customized solutions based on individual needs. Marstone manages approximately $2,133,258 in client assets on a discretionary basis as of 12/31/2024. The firm charges advisory fees ranging from 0.45% to 0.75% annually, calculated based on the market value of assets under management. Clients can choose from wrapped or non-wrapped programs, with fees due monthly. Marstone is a fee-only advisor, ensuring no direct or indirect compensation related to client investments. The firm does not engage in performance-based fees and requires a minimum client investment of $500, with exceptions based on various factors. Marstone's investment strategies focus on long-term returns, risk mitigation, and diversification across asset classes, including ESG investments and alternative assets like cryptocurrencies. The firm emphasizes a buy-and-hold approach, periodic rebalancing, and ongoing risk assessment to align portfolios with client objectives. Marstone operates on a discretionary basis, providing clients with 24/7 online access to account information and quarterly statements. The firm does not act as a qualified custodian but maintains agreements for referral fees and compensation disclosures. Clients are encouraged to review custodial statements and contact Marstone with any account-related questions or concerns.