The Putney Financial Group LLC

The Putney Financial Group LLC is an SEC-registered investment advisor established in 1997 by Raymond L. Lent in San Rafael, California. The firm offers investment supervisory services, individual portfolio management, and financial planning. Clients can have their accounts managed on a discretionary or non-discretionary basis, with a minimum account size requirement of $250,000. The firm charges annual fees based on a percentage of assets under management, ranging from 2.00% to 0.85%, with negotiable fees based on individual circumstances. The firm also provides financial planning services, including analysis of tax, investments, insurance, retirement, and estate planning. The firm has $187,290,545 in regulatory assets under management as of December 31, 2024. The firm does not charge performance-based fees and does not engage in side-by-side management. The firm's investment strategies include long-term purchases, short-term purchases, and option writing. The firm uses fundamental, cyclical, quantitative, and qualitative analysis methods. The firm has a Code of Ethics, requires prior approval for outside employment activities, and prohibits the use of material non-public information. The firm directs all brokerage to Arete Wealth Management, LLC, with Pershing LLC as custodian. The firm does not vote proxies on behalf of clients and does not participate in class action lawsuits on behalf of clients. The firm bills fees in arrears and does not require advance payment.