Global Retirement Partners LLC is a financial advisory firm based in San Rafael, California. It currently has approximately $25,668,021,154 of assets under management and employs about 453 people. Global Retirement Partners LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

RPA Financial, LLC is a registered investment advisor specializing in providing investment advisory and management services to retirement plans, profit sharing plans, and defined contribution plans. The firm, established in California, is owned by Global Retirement Partners, LLC. RPA operates as a fiduciary, offering services critical to helping clients fulfill obligations under the Employee Retirement Income Security Act of 1974. The firm provides retirement plan consulting services, including investment policy statement preparation, investment selection, performance monitoring, fiduciary education, participant education, and service provider search support. As of December 31, 2024, RPA manages approximately $7.99 billion in assets under management, with a focus on ERISA qualified retirement plans. The firm charges fees based on a tiered structure for retirement plan consulting services, with fees ranging from 1.00% to 2.0% based on assets under management. RPA does not participate in performance-based fees or side-by-side management. The firm's investment strategies primarily involve fundamental analysis and asset allocation through passive and actively managed approaches. RPA emphasizes minimizing risks associated with capital markets and provides detailed information on various risks, including interest-rate risk, market risk, inflation risk, and more. RPA operates under a Code of Ethics, ensuring transparency, fair dealing, and acting in the best interest of clients. The firm does not have custody of client assets and does not engage in soft dollar benefits, brokerage for client referrals, or directed brokerage activities. Clients receive proxy information from their custodial broker-dealers for voting client securities. RPA maintains a Business Continuity Plan to ensure business operations continue in the event of an unforeseen disaster.

Wealthspire Advisors is a financial advisory firm based in San Rafael, California. It currently has approximately $2,439,643,544 of assets under management and employs about 44 people. Wealthspire Advisors uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Ohana Advisors, established in 1993 and based in San Rafael, CA, is a boutique firm specializing in providing comprehensive family office and financial services to ultra-high net worth clientele. The firm offers tailored family office services, investment advisory, and wealth management strategies with a focus on individual client needs. Ohana emphasizes personalized service and long-term relationships, with most clients staying for over ten years. The firm's investment philosophy is based on an integrated approach to wealth management, incorporating estate planning, investment return analysis, and income tax optimization. Ohana offers a range of investment options, including cash equivalents, fixed income, equities, alternatives, real assets, and private equity. Clients have the option for discretionary or non-discretionary investment management, with detailed procedures in place for both scenarios. Ohana does not charge performance-based fees and does not engage in side-by-side management. The firm's fee structure is based on negotiated annual flat fees, with additional fees and expenses incurred by clients for third-party services. Ohana does not have any disciplinary events to disclose and operates with a high standard of integrity and ethical practices. The firm does not receive compensation for client referrals and maintains custody of client assets through qualified custodians. Ohana does not vote client securities proxies and does not require prepayment of fees exceeding $1,200 per client.

Tran Capital Management, L.P. (TCM) is a Registered Investment Adviser specializing in professional portfolio management services. Established in 1974 as Lateef Investment Management, TCM underwent a transformation in 2017 through a management buyout led by Quoc Tran and Eric Winterhalter. TCM offers discretionary investment management for various clients, including individuals, pension plans, trusts, and charitable foundations. The firm's investment strategies include Multi-Cap Growth, Multi-Cap Balanced, Partners Strategy, and Sustainable Growth. TCM manages assets totaling $822,181,062 on a discretionary basis and $46,232,069 in non-discretionary assets as of December 31, 2022. TCM charges tiered, percentage-based fees calculated on the market value of client assets, payable quarterly in arrears or in advance. The firm's fee schedules for separately managed accounts have a minimum account size of $1,000,000. TCM participates in wrap fee programs and offers services through Unified Managed Accounts (UMA). The firm's investment philosophy is based on fundamental analysis, with a focus on value investing. TCM exercises full investment discretion for client accounts, making decisions on securities purchases and sales based on client-established objectives and guidelines. Clients receive regular account reviews and detailed reports. TCM does not have any disciplinary information to disclose and maintains a Code of Ethics to ensure ethical conduct. The firm does not vote proxies unless requested by clients and may engage third-party service providers for proxy voting. For more information or to request a copy of TCM's Proxy Guidelines, clients can contact the Compliance Department.

Hutchinson Capital Management Corporation is an SEC Registered Investment Adviser established in 1995, headquartered in San Rafael, California. The firm specializes in providing investment management services and personalized advice for individual, family, trust, retirement plan, and charitable organization clients. They offer integrated investment advisory services combining asset management with financial planning. The firm's investment approach focuses on the preservation of wealth and growth of capital, with a value style equity investment strategy and a laddered approach to fixed income securities. Key consumer-facing terms include a minimum initial investment of $1,000,000, with a minimum annual management fee of $10,000 for clients below this threshold. The fee structure is tiered based on assets under management, starting at 1.0% per annum for the first $1,000,000. Hutchinson Capital acts as a fiduciary, providing investment discretion to clients, and does not charge performance-based fees. The firm's investment professionals, including Steven K. Wilkes, Gage T. Houser, Stuart J. Crandall, and Ivan K. Dias, hold professional designations such as CFA and CFP®. The firm's investment philosophy emphasizes capital preservation, competitive risk-adjusted returns, and a long-term buy and hold strategy. They do not participate in wrap programs and do not maintain custody of client funds. Hutchinson Capital recommends Charles Schwab as a custodian and executing broker. The firm's professionals are subject to a Code of Ethics and are supervised by Steven K. Wilkes, the Chief Compliance Officer. Clients are encouraged to review the firm's Form ADV Part 2A brochure for additional information.

Fiduciary Financial Group, LLC is a registered investment adviser founded in 2016. The firm specializes in fee-based financial planning and investment advisory services, with a focus on asset management. They offer discretionary direct asset management services to clients, including ongoing portfolio management based on individual investment goals, time horizons, objectives, and risk tolerance. The firm's investment strategies include fundamental, technical, and cyclical analysis to manage client assets. Fiduciary Financial Group does not act as a custodian of client assets, allowing clients to maintain control over their assets. The firm's fee structure for asset management services is tiered based on assets under management, with an annual fee ranging from 0.35% to 0.95%. Additional financial planning services are included for asset management clients and offered as a stand-alone service, with fees ranging from $7,200 to $100,000 annually based on client needs and plan complexity. Fiduciary Financial Group may also provide investment advice on privately issued securities for accredited investors. The firm's principals, Richard Lloyd Davey, Trevor Patrick Scotto, and Thomas "Tom" Vogelheim, hold certifications such as Certified Public Accountant (CPA) and Certified Financial Planner™

Liquid Capital Management, LLC is a registered investment adviser specializing in serving as an investment adviser to private investment funds. The firm was established on October 12, 2018, with trusts controlled by Jeffrey Le Sage, Robert Pitti, and Gregory Martin as principal owners. Liquid Stock's investment strategy focuses on achieving risk-adjusted returns through pre-IPO securities as collateral, primarily involving liquidity transactions with late-stage private issuers. The firm manages assets totaling $333,700,510 in discretionary amounts as of December 31, 2024. For fees, Liquid Stock typically charges a management fee of 1.5% - 2.0% per year of the investors' capital commitment and receives carried interest ranging from 10% - 20% of fund profits. The firm's compensation structure may be higher compared to other investment vehicles. Liquid Stock does not participate in wrap fee programs and bears third-party fees necessary for realizing clients' investment objectives. The firm acts as a fiduciary and has not been involved in any legal or disciplinary events that would impact its integrity. Liquid Stock reviews client accounts quarterly and has implemented a Code of Ethics to govern employees' activities and personal trading. The firm does not receive economic benefits from third parties for advice rendered to clients and has no financial conditions impairing its ability to meet commitments. Liquid Stock has not been subject to bankruptcy petitions in the last ten years.

Stewart Wealth Management, Inc. is an SEC-registered investment adviser established in 2007 by Benjamin Stewart, who serves as the Chief Executive Officer and Chief Compliance Officer. The firm specializes in providing financial planning and investment advisory services to individual clients, trusts, endowments, qualified retirement plan sponsors, and business entities. They offer services such as investment management, retirement planning, estate planning, and pension consulting services. The firm primarily recommends institutional-class stock mutual funds with low expense ratios and low internal transaction costs. They may also suggest other low-cost investment solutions like ETFs, low-cost bond funds, and individual fixed income securities. Stewart Wealth Management, Inc. does not act as a custodian of client assets and clients always maintain control over their assets. They offer investment supervisory services on a discretionary or non-discretionary basis, depending on the client's preference. Clients are required to have a minimum of $100,000 in investment assets, and the firm's fee structure is based on a percentage of assets under management. The minimum account size is $250,000, and the minimum annual fee is $1,000. Fees are billed quarterly in advance. The firm does not receive any compensation from fund companies and does not engage in performance-based fees. Clients have the option to impose restrictions on investing in certain securities or types of securities. Stewart Wealth Management, Inc. does not accept authority to vote proxies on behalf of clients, and clients retain the responsibility for receiving and voting proxies for any securities maintained in their portfolios. The firm has a Business Continuity Plan in place to mitigate and recover from potential disruptions, and they maintain an information security program to protect client information. Clients are provided with annual Privacy Notices and have the option to opt out of information sharing with certain third parties.