Grand Central Investment Group, LLC

Grand Central Investment Group, LLC is a registered investment advisor specializing in separate account portfolio management, financial planning, and consulting services. Established in July 2014 and registered in January 2015, the firm offers the Grand Central Investment Group Wrap Program, providing ongoing investment advice and management for various types of investments. As of December 31, 2024, the firm managed approximately $107,081,145 in client assets on a discretionary basis. The firm's investment philosophy involves understanding clients' needs through the "SWAN" Question and "CAR" Conversation to determine asset allocation based on risk tolerance. Clients pay a negotiable wrap fee based on assets under management, with a tiered fee structure. The firm exercises investment discretion and may impose client restrictions. Investment strategies include a top-down approach, fundamental analysis, and a focus on dividend-paying equities. The firm may use alternative investments for diversification. Clients have access to performance reports and are advised on risks associated with investing. The firm does not participate in side-by-side management and does not vote proxies on client securities. Grand Central Investment Group, LLC has no disciplinary history and has adopted a Code of Ethics to ensure client interests are prioritized. The firm may compensate promoters and receives soft-dollar benefits from Trade-PMR, Inc. for custodial and brokerage services. Client assets are held by an unaffiliated custodian, and the firm has no financial commitments impairing its fiduciary obligations.