Rina Wealth Management Services LLC

RINA Wealth Management Services LLC is a registered investment adviser with the SEC, established in 2017 and based in Walnut Creek, CA. The firm offers investment advisory and financial consulting services to individuals, small businesses, and institutional clients on a discretionary and non-discretionary basis. For non-discretionary services, RINA provides general financial planning advice, while discretionary services involve limited power of attorney to act on behalf of clients. The firm does not participate in wrap fee programs and has assets under management totaling $205,921,704 as of December 2021. Fees at RINA are negotiable, with hourly rates ranging from $250 to $350, and management fees based on a tiered structure depending on asset size. The firm does not currently charge incentive fees. RINA emphasizes transparency in fee billing, with fees withdrawn quarterly based on the account's value. The firm does not have custody of client funds but may exercise investment discretion over client accounts. RINA does not vote proxies on behalf of clients and has no financial conditions impairing its ability to meet commitments. The firm has not been involved in any bankruptcy petitions in the last ten years.