Sierra Investment Partners, Inc. is a financial advisory firm based in Walnut Creek, California. It currently has approximately $4,600,607,756 of assets under management and employs about 8 people. Sierra Investment Partners, Inc. uses a fee structure of and a percentage of assets under your management.

Destination Wealth Management is a financial advisory firm based in Walnut Creek, California. It currently has approximately $3,211,516,711 of assets under management and employs about 51 people. Destination Wealth Management uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Advisor Partners II, LLC, based in Walnut Creek, California, is an SEC registered investment adviser specializing in providing sub-advisory services through Separately Managed Accounts (SMA) and Unified Managed Accounts (UMA). The firm, established in 2001, succeeded its predecessor in June 2022 and is affiliated with Pathstone Family Office, LLC. AP II offers model portfolio construction services and manages over $7.6 billion in discretionary assets as of December 31, 2024. Clients can access customized portfolios with services like tax loss harvesting, ESG overlays, and factor tilts. The firm's investment strategies include investing in equity securities, ETFs, mutual funds, and other securities. AP II operates as a fiduciary, acting in the best interests of its clients. The firm's fee structure is negotiable, starting at 35 bps for SMA Program Fees, with a minimum quarterly fee of $750. AP II does not charge performance-based fees and exercises investment discretion for client accounts within the SMA and UMA Programs. The firm follows a Code of Ethics, provides ongoing account reviews, and votes proxies on behalf of clients. AP II does not pay for client referrals and has no financial commitments impairing its ability to meet client obligations.

Gemmer Asset Management LLC is a registered investment adviser founded in 1992, with over $2.0 billion in client discretionary assets managed as of December 31, 2024. The firm offers portfolio management services for individual clients and small businesses through strategies like Gemmer Select, Gemmer Premier, and Gemmer Unconstrained, primarily utilizing no-load mutual funds and exchange-traded funds. Gemmer acts as a sub-advisor to certain unaffiliated registered investment advisers and engages in consulting arrangements with other advisors. The firm's investment philosophy includes asset allocation strategies and socially conscious model portfolios. Gemmer charges asset-based fees based on a tiered fee schedule, with minimum account sizes varying by service. The firm does not charge performance-based fees and provides services to various types of clients, including individuals, trusts, corporations, and retirement plans. Gemmer does not vote proxies on behalf of clients and emphasizes client responsibility in directing voting decisions. Clients receive quarterly account reviews, detailed reports, and statements from custodians. Gemmer does not vote proxies on behalf of clients and emphasizes client responsibility in directing voting decisions. Gemmer's Chief Compliance Officer, Patricia Mullin, is available for any questions regarding the firm's practices.

Insignia Capital Group, L.P. is an investment adviser registered with the SEC since 2011, focusing on providing discretionary investment advisory services to private investment funds. The firm specializes in lower middle-market companies with growth potential, aiming to enhance performance through strategic and operational expertise. Insignia's investment strategy involves control buyouts and minority investments, with a focus on specific industry sectors like Consumer, Business Services, and Healthcare. The firm's investment philosophy includes proactive value creation strategies and rigorous due diligence processes. Insignia charges a management fee of 2.0% per annum during the investment period, reducing to 1.5% thereafter, and the General Partners receive a 20% carried interest. The firm's total regulatory assets under management are $710,283,303 as of December 31, 2024. Insignia's ownership includes David Lowe, Anthony Broglio, and Melvyn Deane. The minimum capital commitment for investors in the Combined Funds is $100,000. Insignia has a Code of Ethics to prevent conflicts of interest and ensures compliance with securities laws. The firm reviews accounts regularly, provides detailed investor reports, and has custody of the Combined Funds' assets. Insignia exercises investment discretion and has authority to vote client securities. The firm does not engage in brokerage practices, soft dollar arrangements, or directed brokerage. Insignia has no disciplinary events, financial commitments impairing fiduciary duties, or bankruptcy history.

Thomas Doll is a registered investment adviser firm located in Walnut Creek, CA, established in 1999. The firm offers financial planning services, including qualitative and quantitative analysis, personalized financial plans, and periodic updates for a fee of approximately $2,000. Wealth management services involve determining investment objectives, designing an investment policy statement, and monitoring client portfolios primarily consisting of mutual funds, with a minimum investment of $100,000. The firm may utilize the Institutional Intelligent Portfolios® program platform for certain clients, branded as "TD SMART Investing," with an annual fee of 0.50%. TD also provides advisory services for participant-directed retirement plans and manages client portfolios through the SEI Management Program. Fees for wealth management services are charged as a percentage of assets under management, ranging from 0.60% to 1.00%. TD does not charge performance-based fees and does not vote proxies on behalf of clients. The firm does not have any disciplinary information and has no financial commitments that impair its ability to meet client obligations. Clients are responsible for voting proxies for securities in their portfolios.

Garrison Point Capital, LLC is a registered investment advisor specializing in fixed income securities, with a focus on non-agency residential mortgage-backed securities. The firm was established in 2012 and is owned by Garrison Point Holdings, LP. As of December 31, 2022, the firm managed approximately $853,936,991 in discretionary assets for 38 clients. Garrison Point Capital offers tailored investment advice on a discretionary basis, where the firm has full discretion over buying and selling securities. Clients may impose restrictions on their investments upon request. The firm charges fees based on a percentage of assets under management, typically 2% for the CMO Strategy and 1.5% for other strategies, payable quarterly in arrears. Garrison Point Capital is a fiduciary and must act in the best interests of clients. The firm may recommend IRA rollovers, presenting a potential conflict of interest, but assures clients that recommendations are made in their best interest. Clients include high net worth individuals, charitable organizations, and investment companies, with a minimum investment requirement of $1,000,000. The firm's investment strategies include fundamental analysis, charting, and technical analysis across various securities types, with a focus on risk management. Garrison Point Capital does not have custody of client funds and generally provides discretionary advisory services, with clients having the option to direct specific transactions. The firm discloses its brokerage practices, including its discretion over broker selection and commission rates. Clients are encouraged to review custodial statements and compare them with reports provided by the firm. Garrison Point Capital maintains a Code of Ethics and emphasizes client privacy and data security. The firm does not participate in class action lawsuits on behalf of clients and provides guidance on IRA rollover considerations.

Burton Enright Welch is a registered investment advisor firm established in 2008, specializing in investment management, financial planning, and retirement plan consulting. The firm's assets under management total $1.25 billion, with a focus on creating tailored investment portfolios consisting of mutual funds, ETFs, stocks, bonds, and other securities. Clients have the opportunity to place reasonable restrictions on their investments and retain the authority to make additions or withdrawals from their accounts. The firm follows a disciplined four-step approach to investment management, aiming to provide consistent, competitive returns over time. Burton Enright Welch acts as a fiduciary, obligated to act in the best interests of clients, particularly when providing investment advice for retirement accounts. The firm charges investment management fees ranging from 0.30% to 1.50% of assets under management annually, with no minimum fee. Financial planning and consulting services are offered on an hourly or flat fee basis, ranging from $2,500 to $10,000. The firm recommends Charles Schwab as a custodian and executing broker, providing clients with access to a broad range of investment products and services. Clients include individuals, families, trusts, corporations, and retirement plans, with no minimum investment required for new clients. Burton Enright Welch does not maintain physical custody of client assets but has the authority to direct transfers and receive payment of advisory fees from client accounts. The firm exercises investment discretion, making decisions on types of investments, timing, and amounts traded. Clients have the option to direct brokerage, although this may result in higher costs and less favorable execution. Burton Enright Welch does not vote on client securities' proxies or corporate actions unless requested by the client.

Bedell Frazier Investment Counselling LLC, established in 1975, is a registered investment adviser based in Walnut Creek, CA. The firm offers personalized Comprehensive Portfolio Management Services and Retirement Plan Consulting. For Comprehensive Portfolio Management, clients receive asset management and financial planning services tailored to their financial goals. The firm conducts client meetings to understand financial situations, goals, and risk tolerance, then presents an investment approach consisting of various securities. Portfolios are regularly monitored and rebalanced based on individual needs. Retirement Plan Consulting services assist employer plan sponsors in managing participant-directed retirement plans, including investment policy statements, asset allocation, investment monitoring, and participant education. Bedell Frazier's fee structure includes a maximum annual fee of 1.25% for Comprehensive Portfolio Management, billed quarterly based on account value. Retirement Plan Consulting fees are based on a percentage of managed plan assets, not exceeding 1.25%. Clients are required to have a minimum of $500,000 or a minimum annual fee of $6,000 per household to open and maintain an advisory account, with the option to waive this minimum based on potential asset growth. The firm does not charge performance-based fees and acts as a fiduciary, putting clients' interests first. Bedell Frazier primarily uses fundamental analysis and technical analysis in its investment strategies, offering long-term purchases, option writing, and short-term trading. The firm does not have any reportable disciplinary information and does not provide cash or non-cash compensation for client referrals. Bedell Frazier does not vote proxies on behalf of clients but may offer advice on corporate actions and proxy voting rights upon request. The firm does not have custody of client funds or securities and does not vote proxies on behalf of clients. Bedell Frazier does not have any financial conditions that would prevent meeting contractual commitments.