Strategic Planning Group, Inc.

Strategic Planning Group, Inc. is a registered investment advisor established in 1995, based in Wellesley Hills, MA. The firm offers investment advisory services to individuals, including high net worth individuals, providing financial plans and managing investment portfolios primarily consisting of mutual funds and ETFs. Clients can receive customized retirement roadmaps, investment recommendations, and advice on life insurance, long-term care insurance, and estate planning. The firm charges a flat fee for financial plans and a percentage of assets for investment portfolio management. Clients have the option to renew financial plans annually. SPG follows a rules-based approach for portfolio management, reviews client investments regularly, and may engage in margin trading and options transactions. The firm does not charge performance-based fees and does not participate in wrap fee programs. SPG does not have custody of client assets except for fee deductions and limited transfer authorizations. Clients retain responsibility for voting proxies on their securities. The firm has a Code of Ethics, ensuring employees act in clients' best interests, and a Business Continuity Plan for emergency situations. SPG does not have any financial impairment that would affect its ability to meet client commitments.