Fusion Family Wealth, LLC

Fusion Family Wealth, LLC is a registered investment adviser established on July 25, 2013, offering investment advisory and retirement plan consulting services to individuals, high net worth individuals, trusts, estates, and retirement plans. Clients can engage Fusion for discretionary or non-discretionary services, with fees based on a percentage of assets under management. The firm provides tailored investment advisory services, financial planning, and consulting services. Fusion may recommend other professionals for implementation purposes but does not provide legal, accounting, or insurance services directly. For ERISA plans and 401(k) individual engagements, Fusion offers discretionary investment advisory services, participant-directed retirement plans, and recommendations for client retirement plan assets. The firm does not participate in wrap fee programs and does not accept performance-based fees. Fusion's investment strategies include long-term and short-term purchases, margin transactions, and allocation among mutual funds, ETFs, and independent managers. The firm discloses potential risks associated with different types of investments and strategies. Fusion may receive support services from custodians without additional cost to clients. The firm recommends Fidelity and Pershing as custodians but allows clients to choose their own. Fusion does not generally accept directed brokerage arrangements. Clients are encouraged to review financial planning issues annually and are provided with regular account statements and reports. Fusion does not vote client proxies but may introduce a third-party service provider for class action monitoring and recovery services. The firm does not solicit fees in advance exceeding $1,200 per client. Fusion states it has no financial conditions impairing its ability to meet commitments and has not been subject to a bankruptcy petition. Clients can contact Fusion's Chief Compliance Officer for any questions or clarifications.