Inspire Investing, LLC is a registered investment adviser based in Meridian, Idaho, providing services since 2015. The firm specializes in serving individuals, high-net-worth individuals, institutions, and Registered Investment Companies. Inspire offers a range of investment services, including mutual funds, fixed income securities, real estate funds, insurance products, equities, ETFs, and non-U.S. securities. As a fiduciary, the

RW Investment Management LLC, also known as RW Investment Management, is a financial advisory firm based in Eagle, Idaho. Established in 2014, the firm offers a range of investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension and profit sharing plans, and various business entities. Services include Comprehensive Portfolio Management, Financial Planning, and Pension Consulting. The firm's investment strategies are based on Modern Portfolio Theory and utilize a mix of passive and active mutual funds, ETFs, equities, and fixed income securities. Clients have the option to place reasonable restrictions on their investments. RW Investment Management charges fees based on a percentage of assets under management, with a maximum annual advisory fee of 1.125%. The firm does not charge performance-based fees and does not participate in wrap fee programs. Clients have the option to grant investment discretion to the firm. RW Investment Management does not accept proxy authority to vote client securities. The firm does not have custody of client funds or securities and does not have financial conditions that impair its ability to meet obligations to clients.

Inspire Advisors, LLC is a registered investment advisor based in Meridian, Idaho, providing investment advisory services since 2019. The firm is owned by Inspire Impact Group, LLC, Keith Chandler, and Jevon Webster, with Robert J. Netzly as the primary owner and CEO of Inspire Impact Group, LLC. Inspire Advisors specializes in Biblically Responsible Investing (BRI), integrating their proprietary Inspire Impact Score™ methodology to align investments with biblical values. They offer discretionary portfolio management services using sub-advisors and provide financial planning services tailored to clients' needs and objectives. Clients' assets are managed on a discretionary basis, granting the firm authority to determine specific securities for purchase or sale without prior approval. Inspire Advisors charges fees based on a percentage of assets under management, with fee schedules varying based on total assets. The firm does not accept performance-based fees or engage in side-by-side management. Clients include individuals, high net worth individuals, institutions, and charitable organizations, with no minimum account size requirement. Inspire Advisors does not vote proxies on behalf of clients and does not have custody of client funds or securities. Clients receive trade confirmations and statements from their custodians. The firm does not have any disciplinary information or financial impairments that would affect client commitments. Inspire Advisors does not receive compensation from third parties for providing investment advice.

West Oak Capital, LLC is an independent registered investment advisory firm specializing in separate account management for core style equity, balanced, and fixed income portfolios. Founded in 2003, the firm focuses on constructing disciplined investment programs tailored to help clients meet their financial goals. With $525,607,591 in assets held across 336 active accounts for 130 client relationships as of 12/31/2024, West Oak Capital offers personalized account management under written advisory agreements that detail conditions, fees, and investment guidelines. The firm, organized as an LLC in Idaho, is privately held by founders Byron and Lisa Snider. Clients have the option to grant investment discretion, allowing West Oak Capital to make and implement investment decisions without prior consultation. The firm charges asset-based fees ranging from 1.00% to 0.60% annually based on account size, with no minimum annual fee or charges for establishing or terminating accounts. West Oak Capital does not charge performance-based fees and primarily serves affluent families and charitable foundations, requiring a minimum managed portfolio of $1 million, which may be waived under certain circumstances. The firm's investment strategies involve a mix of individual securities, mutual funds, ETFs, and REITs to provide diversified exposure to equity and fixed income markets. West Oak Capital is a fee-only advisory firm that does not receive commissions or transaction fees for trading in client accounts, ensuring alignment with client interests. The firm's investment philosophy emphasizes long-term growth and risk management, utilizing fundamental and statistical analysis techniques to evaluate potential investments. Clients receive regular portfolio reviews, performance reports, and access to online account information through the custodian. West Oak Capital operates under a fiduciary duty, acting in the best interests of clients and maintaining a Code of Ethics to uphold professional standards.

Sanctuary Wealth Management, LLC is a Registered Investment Adviser founded in 2004 in Idaho. The firm offers financial planning, investment management, wealth management, and employee retirement plan consulting services. They may use unaffiliated third parties for financial planning, and they manage investment portfolios based on a client's financial plan and risk assessment. The firm typically allocates investments across a diversified portfolio of equities, bonds, real estate, commodities, and cash, primarily using mutual funds or exchange-traded funds. Sanctuary also advises on private investment funds. Clients are charged fees based on a percentage of assets under management, billed quarterly. The firm requires a minimum aggregated portfolio size of $1,000,000 for individuals and $50,000 for trusts, corporations, or pension plans. Sanctuary may recommend Fidelity Institutional as a custodian for client assets and may engage in block trading for clients. The firm does not vote proxies on behalf of clients and does not have any material legal or disciplinary events. Sanctuary Wealth Management, LLC acts as a fiduciary and is owned by Washington Financial, LLC, Pintail Management LLC, and Centerpoint Capital Advisors LLC.

Hawke Financial Group, LLC, established in 2002 in Idaho, offers portfolio management, pension consulting, and financial planning services. The firm tailors portfolios to individual client needs, with options for discretionary or non-discretionary investment. Clients can impose restrictions on investments and engage in non-discretionary investment with prior consent for each transaction. The firm charges negotiable fees, up to 1.5% annually, based on assets under management. Clients may terminate services within five days without penalty. The firm's investment strategies include technical, cyclical, and fundamental analysis, with a focus on market, management, and credit risks. HFG does not participate in wrap fee programs and does not accept performance-based fees. The firm acts as a fiduciary for retirement accounts, ensuring advice aligns with clients' best interests. HFG discloses potential conflicts of interest, such as recommending securities through affiliated entities. The firm does not vote on client proxies and does not have custody of client assets, except for fee deduction. HFG does not have financial conditions impairing its commitments and has not been subject to a bankruptcy petition. The firm does not solicit fees in advance exceeding $1,200 per client. Clients receive account statements directly from the custodian and are encouraged to review financial planning issues annually. HFG does not vote on client proxies and does not have financial conditions impairing its commitments.

**Doceo Wealth, LLC Summary:** Established in 2018, Doceo Wealth, LLC is an Idaho-based investment advisor firm founded by David N. Johan. The firm specializes in providing investment advisory services, including discretionary portfolio management tailored to clients' needs and objectives. Clients grant full discretion to Doceo Wealth to manage their accounts, allowing for functions like security selection and portfolio monitoring. The firm offers services such as investment strategy, asset allocation, and regular portfolio monitoring. Doceo Wealth also provides 1031 Exchange consulting services and investment advisory services for business retirement plans, tailored to the needs of businesses, pension and profit-sharing plans, and trustees. Financial planning services are offered on a non-discretionary basis, focusing on analyzing clients' financial situations and recommending strategies for long-term financial goals. The firm's investment strategies include Model Portfolios with Actively Managed Liquid Securities, Household Endowment Portfolios, and Special Circumstance Illiquid Direct Participation Programs. Clients must have a minimum account balance of $500,000 to open or maintain an account. Fees are charged based on a percentage of assets under management, with additional fees for 1031 Exchange consulting services. Doceo Wealth does not assess performance-based fees, and clients have investment discretion over their accounts. The firm does not vote client securities proxies and maintains client privacy by safeguarding personal information and not selling it to third parties. For more details, clients can contact Doceo Wealth directly at (208) 350-7274 or [email protected]. Additional information is available on the SEC's website. [Disclaimer: The information provided in this summary is based on the content of the brochure dated March 21, 2025, and is subject to change. Clients are advised to refer to the original brochure for the most current information.]

Next Level Wealth Planning, LLC is a Limited Liability Company established in December 2020 in Idaho. The firm offers portfolio management services tailored to individual client goals, risk tolerance, and time horizon. Clients receive Investment Policy Statements outlining their current situation and risk levels. The firm seeks discretionary authority from clients to make investment decisions in line with fiduciary duties. Services include investment strategy, asset allocation, and regular portfolio monitoring. Financial planning services encompass investment, tax, retirement, college, and debt planning. Next Level specializes in mutual funds, fixed income securities, real estate funds, insurance products, equities, and ETFs. The firm acts as a fiduciary for retirement accounts, ensuring advice is in the client's best interest. There is no account minimum, and fees are asset-based, ranging from 0.75% to 1.25% annually. Clients may impose restrictions on investments based on personal values. The firm does not participate in wrap fee programs and has assets under management totaling $253,416,242.00 for discretionary amounts and $5,074,259.00 for non-discretionary amounts as of December 2024. Next Level does not accept performance-based fees and provides services to individuals, high-net-worth individuals, and broker/dealers. The firm employs various methods of analysis and investment strategies, including charting analysis, cyclical analysis, fundamental analysis, modern portfolio theory, quantitative analysis, and technical analysis. Clients are informed about the risks associated with each strategy, such as market volatility and potential capital loss. The firm does not have any disciplinary actions, and client accounts are reviewed annually or triggered by significant events. Quarterly reports are provided to clients, and Next Level does not receive economic benefits for advice rendered to clients. The firm offers discretionary and non-discretionary investment advisory services and does not accept voting authority for client securities. Next Level has no financial conditions impairing its ability to meet contractual commitments to clients and has not filed for bankruptcy in the last ten years.

Elite Financial, Inc. is an independent investment advisor established in 2017 by Ryan Skinner, offering Investment Advisory Services and Financial Planning & Consulting. The firm provides discretionary Investment Advisory Services, including portfolio management, trading, rebalancing, and monitoring tailored to each client. Financial Planning & Consulting Services cover investment and retirement planning, budgeting, and addressing life transitions. Elite Financial charges a flat rate of 1.50% per year for Advisory Fees, which may be discounted based on service complexity. Clients may pay fees through direct payments or Advice Pay. The firm does not charge performance-based fees and serves various client types without a minimum account size requirement. Investment strategies include long-term purchases, short-term purchases, margin transactions, and options. Elite Financial does not have a disciplinary history and acts as a fiduciary, prioritizing client interests. Ryan Skinner, the owner, has a background in finance and is the Chief Compliance Officer overseeing all supervision. For more information, clients can contact Elite Financial at 208.746.2007.