Reichard Capital, LLC

Reichard Capital, LLC is a registered investment adviser established in March 2019 and became registered in October 2019. The firm's principal owner is James N. Reichard, who serves as the sole Manager, Partner, and Chief Compliance Officer. Reichard Capital offers Portfolio Management Services, Financial Planning, and Consulting for 529 College Savings Plans. The firm primarily manages advisory accounts on a discretionary basis, focusing on individual client needs and objectives. They utilize no-load mutual funds and ETFs, with the option for clients to place restrictions on investments. Reichard Capital may engage sub-advisers for certain client portfolios and conducts due diligence on third-party managers. The firm's fee structure for Portfolio Management and Subadvisory Services is based on a percentage of assets under management, with fees calculated on a tiered schedule. Clients are invoiced monthly based on account values. Reichard Capital does not charge performance-based fees and acts as a fiduciary for clients with IRAs. The firm does not engage in principal transactions, and clients have discretion over voting their securities. Reichard Capital recommends Charles Schwab for custody and brokerage services and does not vote proxies on behalf of clients. The firm has no disciplinary history and maintains a Code of Ethics. Clients are responsible for reviewing custodial statements for accuracy. Reichard Capital does not require prepayment of fees exceeding $1,200 and has no adverse financial situations that would impair client obligations.