Fi401k Advisors

Fi401k Advisors, LLC, established in June 2013, specializes in providing investment advisory services to small and medium-sized employers sponsoring defined contribution plans, particularly Profit Sharing Plans with 401(k) elections. Clients engage Fi401k as either an ERISA 3(21) Investment Consultant or an ERISA 3(38) Investment Manager, with varying fee structures based on accumulated plan assets. Fi401k utilizes a proprietary internet-based platform for delivering services and requires clients to engage 401(k) service providers. The firm offers Investment Policy Statements and Investment Selection & Review Procedures to guide decision-making processes. Fi401k does not charge performance-based fees, manage capital in a side-by-side structure, or offer proprietary investment products, aligning its interests with clients. The firm works exclusively with tax-qualified retirement savings plan sponsors and conducts investment analysis based on information from third-party providers. Mark M. Gutrich, the principal executive, serves as Manager, Chief Compliance Officer, and Investment Adviser Representative, with no disciplinary actions against him. Clients have investment discretion in most engagements, except when Fi401k acts as an ERISA 3(38) Investment Manager.