Cetera Advisors LLC is a financial advisory firm based in Greenwood Village, Colorado. It currently has approximately $18,136,850,167 of assets under management and employs about 1047 people. Cetera Advisors LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and commissions.

Cook Street Consulting, Inc. is an SEC-registered investment advisor established in 1999, based in Greenwood Village, Colorado. As a subsidiary of Morgan Stanley, they offer fiduciary and investment consulting services to retirement plan sponsors, corporate accounts, foundations, and endowments, managing approximately $106.612 billion in assets as of December 31, 2023. Their services include investment manager selection, due diligence, investment policy creation, and performance monitoring. Cook Street advises on investments such as mutual fund shares, collective trusts, and separately managed accounts, tailored to individual client needs. Clients receive individualized fee contracts, with fees varying based on factors like plan complexity and services provided. Fees are negotiable and may be flat annual fees or asset-based fees, payable quarterly. Cook Street does not charge performance fees, has no minimum account size, and does not engage in side-by-side management. They conduct qualitative and quantitative analysis on recommended managers, focusing on long-term investment relationships. Clients have investment discretion and can impose restrictions on securities. Cook Street's investment strategies involve analyzing market, liquidity, interest-rate, reinvestment, credit, inflation, and other risks. They do not charge performance fees, engage in side-by-side management, or have a minimum account size. Cook Street does not have custody of client assets, and clients choose their custodian independently. Clients may impose restrictions on investing in certain securities, and Cook Street does not vote proxies for clients. Cook Street has no disciplinary history and has not filed for bankruptcy.

Griffis Residential Investment Advisor LLC, established in November 2012, is a Delaware limited liability company affiliated with Griffis Group of Companies, LLC. The firm specializes in providing discretionary investment advisory services to pooled private investment vehicles and non-discretionary advice to joint venture investors. Their investment focus is on recent vintage multi-family assets in high-growth western US markets. The firm's Principals are Ian Griffis, David Birnbaum, and Tom Barta. GRIA manages over $1.9 billion in assets under management, with fees typically based on committed or invested capital. The firm may receive performance-based compensation, creating a potential conflict of interest. GRIA emphasizes a conservative approach to leverage and a focus on wealth preservation. The firm's investment strategies include improving operating effectiveness, targeted capital improvements, and a hands-on asset management approach. GRIA has a Code of Ethics to manage conflicts of interest, and Access Persons are subject to pre-clearance and reporting requirements for personal trading. The firm does not engage in directed brokerage practices and has custody of client assets. GRIA has detailed policies for proxy voting and financial reporting, ensuring transparency and compliance with regulatory requirements.

Transform Wealth, LLC is a registered investment advisor established in 2011, offering fee-only wealth management, financial planning, and consultation services. As a fiduciary advisor, Transform Wealth is committed to acting in clients' best interests, providing a professional standard of care, loyalty, and transparent fee structures. The firm is managed by Nathan Kubik and David Kubik and is part of the Focus Financial Partners, LLC partnership. Transform Wealth's investment strategies include a mix of asset classes tailored to individual client needs, with a focus on liquidity, diversification, and risk analysis. The firm manages discretionary and non-discretionary accounts, with a minimum portfolio size requirement of $500,000 for wealth management services. Transform Wealth primarily uses Charles Schwab & Co. as its custodian and does not receive soft dollar benefits. The firm does not have any performance-based fee clients and has not been subject to any disciplinary events in the past ten years. Transform Wealth does not accept compensation for recommending securities or products and maintains a Code of Ethics to ensure ethical conduct. The firm does not offer wrap fee programs and had discretionary assets under management of $3,004,776,502 as of December 31, 2024. For more details, clients can refer to Transform Wealth's brochure or contact the firm directly.

Nilsine Partners, LLC is a financial advisory firm based in Greenwood Village, Colorado. It currently has approximately $832,053,329 of assets under management and employs about 12 people. Nilsine Partners, LLC uses a fee structure of a percentage of assets under your management and fixed fees.

Wynkoop LLC, a SEC-registered investment adviser, was established in January 2009 by Brandon D. Jundt. The firm specializes in providing investment advisory services to privately offered pooled investment vehicles. As of December 31, 2024, Wynkoop managed $445 million in gross asset value. The firm's investment decisions are formulated and executed by Brandon D. Jundt, David R. Myers, and Leland G. Abrams. The firm's investment strategy focuses on fundamental, value investing and generally avoids market timing, day-trading, technical analysis, or charting. Wynkoop does not offer financial planning services. The firm serves as the Investment Advisor to the General Partners of four pooled investment vehicles: Timberline Fund LP, Wickapogue Structured Credit Fund LP, Wickapogue Opportunity Fund LP, and Wickapogue Opportunity Fund II LP. Wynkoop's fee structure varies for each fund, with management fees ranging from 0-1.5% and incentive fees of 0-20% based on performance. The firm may assess lower fees at its discretion for certain investors. Wynkoop also serves as a sub-adviser to Catalyst Enhanced Income Strategy Fund and provides services to Cogent Bank and BLUECREST Capital Management Ltd. The firm exercises investment discretion for its clients, with a focus on Mortgage-Backed Securities, structured credit instruments, and real estate-related investments. Wynkoop monitors investments daily, weekly, or monthly based on the nature of the investment. The supervised persons at Wynkoop are Brandon D. Jundt, David R. Myers, and Leland G. Abrams, each with their educational backgrounds and business experiences detailed in the brochure supplement.

Icon Advisers, Inc. is a financial advisory firm based in Greenwood Village, Colorado. It currently has approximately $653,142,762 of assets under management and employs about 13 people. Icon Advisers, Inc. uses a fee structure of a percentage of assets under your management and asset-based fee from model-only recipients.

Fi401k Advisors, LLC, established in June 2013, specializes in providing investment advisory services to small and medium-sized employers sponsoring defined contribution plans, particularly Profit Sharing Plans with 401(k) elections. Clients engage Fi401k as either an ERISA 3(21) Investment Consultant or an ERISA 3(38) Investment Manager, with varying fee structures based on accumulated plan assets. Fi401k utilizes a proprietary internet-based platform for delivering services and requires clients to engage 401(k) service providers. The firm offers Investment Policy Statements and Investment Selection & Review Procedures to guide decision-making processes. Fi401k does not charge performance-based fees, manage capital in a side-by-side structure, or offer proprietary investment products, aligning its interests with clients. The firm works exclusively with tax-qualified retirement savings plan sponsors and conducts investment analysis based on information from third-party providers. Mark M. Gutrich, the principal executive, serves as Manager, Chief Compliance Officer, and Investment Adviser Representative, with no disciplinary actions against him. Clients have investment discretion in most engagements, except when Fi401k acts as an ERISA 3(38) Investment Manager.

Stordahl Capital Management, Inc. is an independent wealth management firm established in 2009 under the laws of Colorado, specializing in financial planning, consulting, and asset management services. As a fiduciary, the firm prioritizes clients' best interests and offers services tailored to individual needs. SCM's investment strategy is evidence-based, focusing on market efficiency, global diversification, and minimizing expenses to enhance returns. The firm offers financial planning and consulting services covering cash flow, savings, liability and risk management, estate planning, tax strategies, and investment management. SCM's Comprehensive Wealth Management service includes asset management and financial planning, with fees based on a tiered structure. The firm manages over $424 million in assets as of 12/31/22, with $12.49 million under discretionary management. Clients are encouraged to review the Brochure for detailed information on services, fees, risks, and potential conflicts of interest. SCM does not charge performance-based fees, requires a minimum household asset level of $1 million for new clients, and recommends Charles Schwab & Co., Inc. as a custodian. The firm does not receive referral fees, pays no commissions for client referrals, and does not engage in directed brokerage. Clients have investment discretion, and SCM does not vote client securities. The firm has no disciplinary events and does not provide financial information due to its financial stability and commitment to meeting client obligations.