Oxford Wealth Group, LLC

**Oxford Wealth Group, LLC Summary:** Established in 2022, Oxford Wealth Group, LLC is a registered investment adviser based in Florida. The firm specializes in providing financial services to individuals, high net worth individuals, corporations, trusts, and estates. Their services include retirement income strategies, investment advisory, and portfolio management services tailored to meet individual needs and goals. **Key Consumer-Facing Terms:** - **Minimum Initial Investment:** Not specified. - **Fee Structure:** Annual investment advisory fees range from 0% to 2%, charged monthly based on average daily client assets. - **Fiduciary:** Acts as a fiduciary, obligated to act in the best interest of clients. - **Investment Discretion:** Offers discretionary asset management programs, allowing for buy and sell decisions without client approval. - **Investment Strategy:** Utilizes a goals-based approach, considering risk tolerance, time horizons, and financial goals. - **Client Assets Under Management:** Approximately $235,855,871 as of December 31, 2024. **Advisory Business Description:** - **Investment Strategies:** Utilizes a discretionary asset management program, offering continuous investment advice and portfolio management services. - **Financial Planning Services:** Provides written financial plans covering asset protection, tax planning, retirement planning, and more. - **Retirement Plans:** Acts as a fiduciary for retirement plan accounts, ensuring recommendations are in the client's best interest. **Potential Conflicts of Interest:** - **Asset-Based Fees:** Potential conflicts related to encouraging clients to move assets to increase fees. - **Investing in Securities:** Conflicts related to personal trading and recommending securities in which advisors have a financial interest. **Risk Disclosure:** - **Investment Risks:** Warns clients of risks associated with market, equity, fixed income, and other investments. - **Specific Investment Risks:** Outlines risks associated with mutual funds, closed-end funds, ETFs, ETNs, options, bonds, and more. **Regulatory Compliance:** - **No Disciplinary Information:** No reportable disciplinary events disclosed. - **Code of Ethics:** Adheres to a Code of Ethics governing personal securities transactions and conflicts of interest. **Custody and Voting Rights:** - **Custody:** Limited custody for fee deduction purposes; no physical custody of client assets. - **Voting Client Securities:** Clients retain voting rights for proxies and legal notices. This summary provides an overview of Oxford Wealth Group, LLC's background, expertise, services, fees, investment strategies, potential conflicts of interest, risk disclosure, regulatory compliance, custody practices, and voting rights.