Ceredex Value Advisors LLC is a registered investment adviser established in 2008, specializing in value equity investing. As a subsidiary

International Assets Investment Management, LLC is a financial advisory firm based in Orlando, Florida. It currently has approximately $1,216,613,901 of assets under management and employs about 126 people. International Assets Investment Management, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Moisand Fitzgerald Tamayo, LLC is a financial advisory firm based in Orlando, Florida. It currently has approximately $893,470,419 of assets under management and employs about 21 people. Moisand Fitzgerald Tamayo, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

CNL Strategic Capital Management, LLC is a registered investment adviser specializing in alternative investment products. Established on March 3, 2017, the firm serves as the Manager and Administrator to CNL Strategic Capital, LLC, its sole client. The Client, a holding company, focuses on acquiring equity stakes and loan positions in middle-market companies. The firm's investment strategy aims for long-term capital appreciation and income while safeguarding capital. Investment decisions are made in collaboration with Levine Leichtman Strategic Capital, LLC, the Sub-Manager, ensuring alignment with the Client's objectives. Fees include a Base Management Fee and Total Return Incentive Fee, with the Sub-Manager entitled to a portion. The firm may also receive transaction fees and expense reimbursements. Investment discretion is shared between the Manager and Sub-Manager, overseen by a Management Committee. The firm discloses potential conflicts of interest, emphasizing fiduciary duty and transparency. Clients are provided with a Code of Ethics, ensuring compliance with securities laws and ethical standards. The firm does not engage in brokerage practices for client transactions and maintains custody of client funds and securities with qualified custodians. The Sub-Manager handles voting matters for client securities. The firm provides financial information indicating its ability to meet client commitments. For further details, the firm's brochure and offering documents are available upon request.

Summit Wealth Partners, LLC is a national SEC Registered Investment Adviser established in 2005, offering comprehensive wealth management services primarily to individuals and families. The firm's Co-Presidents & CEOs are Mr. Chad Warrick and Mr. Jason Print. Summit's wrap fee program, no longer available to new clients, provides services based on a lifetime financial plan tailored to individual circumstances. Fees are calculated based on assets under management, with annualized fees ranging from 1.15% to 1.35%. The firm's investment strategies focus on broad diversification, strategic allocations, and periodic rebalancing, primarily utilizing registered investment funds like ETFs and managed mutual funds. Summit does not accept performance-based fees or engage in side-by-side management. Clients have the option to engage in financial planning services or comprehensive wealth management. The firm discloses potential conflicts of interest related to compensation from insurance product sales and additional economic benefits received from vendors and product sponsors. Summit does not vote proxies on behalf of clients and emphasizes the importance of client communication with portfolio managers. Clients receive regular account reviews and performance reports, with access to a secure client portal for account monitoring. Summit's Code of Ethics ensures client interests are prioritized, and the firm has no history of reportable legal or disciplinary events.

AllGen Financial Advisors, Inc. is a registered investment advisor offering personalized asset management and financial planning services. Established in 2003 as Good Risk Reward, Inc., the firm rebranded to AllGen in 2007 under the leadership of Paul Roldan and Jason Martin. AllGen manages over $392 million in client discretionary managed accounts and operates as a fiduciary, acting in the best interests of clients. The firm offers portfolio management services focusing on equity, fixed income, mutual funds, and ETFs, tailored to individual financial goals and risk tolerance. Financial planning services emphasize achieving financial freedom through strategic planning across three life stages: Foundation, Formation, and Freedom. Business and corporate planning services assist in future-oriented decision-making for businesses. Fees are structured based on asset-based management, with tiered rates not exceeding 1% for the first $1 million in assets. AllGen does not charge performance-based fees and does not participate in class action lawsuits on behalf of clients. The firm does not vote client proxies and does not take physical custody of client funds. AllGen may receive compensation for client referrals and indirect benefits from its custodial relationship with Charles Schwab & Company, Inc. For more information, visit www.allgenfinancial.com.

Global Assets Advisory, LLC is a financial advisory firm based in Orlando, Florida. It currently has approximately $252,058,519 of assets under management and employs about 20 people. Global Assets Advisory, LLC uses a fee structure of and a percentage of assets under your management.

Haven Private is a financial advisory firm based in Orlando, Florida. It currently has approximately $250,000,000 of assets under management and employs about 7 people. Haven Private uses a fee structure of a percentage of assets under your management and hourly charges.

**Oxford Wealth Group, LLC Summary:** Established in 2022, Oxford Wealth Group, LLC is a registered investment adviser based in Florida. The firm specializes in providing financial services to individuals, high net worth individuals, corporations, trusts, and estates. Their services include retirement income strategies, investment advisory, and portfolio management services tailored to meet individual needs and goals. **Key Consumer-Facing Terms:** - **Minimum Initial Investment:** Not specified. - **Fee Structure:** Annual investment advisory fees range from 0% to 2%, charged monthly based on average daily client assets. - **Fiduciary:** Acts as a fiduciary, obligated to act in the best interest of clients. - **Investment Discretion:** Offers discretionary asset management programs, allowing for buy and sell decisions without client approval. - **Investment Strategy:** Utilizes a goals-based approach, considering risk tolerance, time horizons, and financial goals. - **Client Assets Under Management:** Approximately $235,855,871 as of December 31, 2024. **Advisory Business Description:** - **Investment Strategies:** Utilizes a discretionary asset management program, offering continuous investment advice and portfolio management services. - **Financial Planning Services:** Provides written financial plans covering asset protection, tax planning, retirement planning, and more. - **Retirement Plans:** Acts as a fiduciary for retirement plan accounts, ensuring recommendations are in the client's best interest. **Potential Conflicts of Interest:** - **Asset-Based Fees:** Potential conflicts related to encouraging clients to move assets to increase fees. - **Investing in Securities:** Conflicts related to personal trading and recommending securities in which advisors have a financial interest. **Risk Disclosure:** - **Investment Risks:** Warns clients of risks associated with market, equity, fixed income, and other investments. - **Specific Investment Risks:** Outlines risks associated with mutual funds, closed-end funds, ETFs, ETNs, options, bonds, and more. **Regulatory Compliance:** - **No Disciplinary Information:** No reportable disciplinary events disclosed. - **Code of Ethics:** Adheres to a Code of Ethics governing personal securities transactions and conflicts of interest. **Custody and Voting Rights:** - **Custody:** Limited custody for fee deduction purposes; no physical custody of client assets. - **Voting Client Securities:** Clients retain voting rights for proxies and legal notices. This summary provides an overview of Oxford Wealth Group, LLC's background, expertise, services, fees, investment strategies, potential conflicts of interest, risk disclosure, regulatory compliance, custody practices, and voting rights.