Perspective Financial Services LLC

Perspective Financial Services, LLC is a registered investment adviser based in Phoenix, Arizona, providing personalized investment advisory services since 2003. The firm offers tailored portfolio management, planning, and consulting services under four categories: Pacesetter, Wealth Builder, Income Director, and Legacy Creator. Clients with assets ranging from less than $400,000 to over $1.25 million can benefit from tiered-fee portfolio management and optional planning services. The firm primarily recommends mutual funds and ETFs, with fees ranging from 1.00% to 1.10% based on assets under management. Clients have the option to receive financial planning services on an hourly or fixed-fee basis, with fees ranging from $300 to $6,000. Perspective Financial Services exercises investment discretion, allowing for customized investment strategies based on client objectives and risk tolerance. The firm does not accept performance-based fees, and clients are encouraged to consult with a tax professional for tax implications. The firm's Chief Compliance Officer, Michael P. McCann, oversees the adherence to the firm's Code of Ethics, ensuring client interests are prioritized. Clients receive regular account monitoring and statements, with transparency on fees and compensation practices. For further inquiries, clients can contact Michael P. McCann, the firm's Chief Compliance Officer.