The Coleridge Group LLC

The Coleridge Group, LLC is an investment adviser firm based in Phoenix, AZ, with operations dating back to 1974. The firm specializes in providing investment management services tailored to individual client needs, continuous advice on investment portfolios, and ongoing financial planning services. Dr. Gary Gibbons and Francisco Ayala are the managing members of the firm. The firm's investment strategies are primarily based on fundamental, technical, cyclical, and charting analysis, with a focus on passive investment management and Modern Portfolio Theory. For ongoing financial planning services, the firm charges an annual fee ranging from $3,900 to $5,900 for singles and $5,100 to $7,100 for couples in the first year, with subsequent years ranging from $3,000 to $5,000 for singles and $4,200 to $6,200 for couples. Investment management services are offered as an add-on service for ongoing financial planning clients for an additional $100 per month. Project-based financial planning services are also available at an hourly rate ranging from $200 to $450. The firm does not participate in wrap fee programs, and as of December 31, 2023, had approximately $18.4 million in discretionary assets under management. The firm acts as a fiduciary, putting clients' best interests first, and does not receive compensation from third parties. Clients have the option to impose restrictions on investments, and the firm maintains investment discretion over client accounts. The firm does not vote client securities and does not have custody of client assets. The firm's team members have strong educational backgrounds and professional designations such as CFP and CFA. No disciplinary actions have been taken against any team member.