Wall Capital Group, Inc.

**Wall Capital Group Summary:** **Background and Expertise:** Wall Capital Group, Inc. is an SEC-registered investment adviser that began its advisory business in May 1990. The firm provides continuous discretionary investment supervisory management services, personal financial planning services, and non-discretionary institutional consulting/advisory services. Approximately 89% of the firm's assets managed are for institutional clients, with the remaining 11% for personal financial planning and individual asset management services. **Consumer-Facing Terms:** - **Minimum Account Size:** No minimum account size restriction for individual clients; $50,000 minimum account size for clients receiving asset management and financial planning services. - **Fee Structure:** Advisory fees are charged quarterly based on the value of the client's account. Managed Non-Institutional Accounts Fee Schedule ranges from 0.60% to 0.90%, while Managed Institutional Accounts Fee Schedule is 0.25% on all assets. - **Fiduciary:** Wall Capital Group acts as a fiduciary, managing accounts on a discretionary basis and providing tailored financial planning services. - **Investment Discretion:** Clients can grant WCG authorization to manage their accounts on a discretionary basis, with the ability to set parameters and trading restrictions. **Advisory Business Description:** WCG offers asset management services using mutual funds and ETFs, tailored to meet specific client goals and objectives. The firm's investment strategies are based on strategic asset mixes and dynamic management within the context of a client's risk tolerance and objectives. WCG focuses on risk management and offers financial planning services covering various aspects like retirement, estate, and educational planning. **Investment Philosophy:** WCG's investment philosophy involves evaluating separate account managers and mutual funds based on discipline, track record, and alignment with client goals. The firm rebalances portfolios based on asset mix targets and implements tactical allocations based on macroeconomic factors and market valuations. For more information, visit [Wall Capital Group](www.wallcapitalgroup.com).