Armor Investment Advisors, LLC

Armor Investment Advisors, LLC is a registered investment adviser specializing in private fiduciary wealth management and asset preservation. Established in 2005, the firm is owned by partners John V. Purrington, Matthew C. Miller, Graham F. Shepherd, and Allison R. Miller. John Purrington, the principal owner, ensures that the firm adheres to a fiduciary standard, always acting in the clients' best interests. As of December 31, 2024, Armor managed $388,582,315 for clients on a discretionary basis, in addition to advising on $35,177,909 in 401(k) plan assets. The firm offers comprehensive financial planning, investment management, and consulting services to individuals, families, foundations, and retirement plans. Clients are required to enter into written agreements with Armor before engaging their services. Investment discretion is granted to Armor, allowing them to make determinations on behalf of clients regarding securities transactions. Armor's fee structure includes fixed fees for financial planning services, and annual fees based on a percentage of assets under management for investment management and consulting services. The firm follows a multi-asset class approach to investment management, aiming to balance long-term goals with current income needs and risk tolerance. Their investment philosophy emphasizes risk management, diversification, and ongoing monitoring of client portfolios. Armor does not charge performance-based fees and acts as a fiduciary at all times, prioritizing clients' interests. The firm's partners have diverse educational backgrounds and professional designations, including CFA and CFP certifications. Clients receive regular account reviews and reports to ensure transparency and alignment with their financial goals. Armor's team of financial planners work collaboratively to provide personalized advice and support to clients.