Intelligent Capitalworks

Intelligent Capitalworks, operating as ICW Investment Advisors LLC, is a registered investment adviser founded in 2005 and based in Scottsdale, Arizona. The firm specializes in providing high-net-worth individuals and families with discretionary investment management services combined with wealth management services. Operating on an independent, fiduciary, fee-only basis, ICW offers tailored financial planning, retirement income planning, investment management, risk management, tax planning, estate planning, trust administration, and philanthropic planning. The firm emphasizes long-term rate of return planning, goal clarification, and risk assessment to meet clients' financial objectives. ICW manages client accounts using discretion, tailoring investment strategies to individual goals and risk tolerance. The firm does not use model portfolios and primarily invests in individual stocks, bonds, ETFs, and mutual funds. ICW charges an annual fee based on a percentage of managed account values, typically ranging between 1.00% and 1.75%. The firm does not engage in performance-based fees, side-by-side management, or client-directed brokerage. Clients are responsible for verifying account statements and fee calculations provided by the qualified custodians. ICW does not handle proxy voting or class action claims for client securities. The firm has no reportable disciplinary events and does not participate in soft dollar arrangements or client referral programs.