Keel Point, LLC is a financial advisory firm based in Huntsville, Alabama. It currently has approximately $2,472,131,931 of assets under management and employs about 83 people. Keel Point, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and performance-based fees.

Cloud Investments, LLC, established in 2015 and registered with the SEC in February 2018, offers investment advisory services specializing in employee benefits, retirement, and cash flow planning. The firm provides asset management services with discretionary authority, tailored to individual client goals and risk tolerance. Cloud Investments also serves as a limited scope ERISA 3(21) fiduciary for qualified retirement plans. The firm charges tiered asset management fees ranging from 1.35% to 1.80% based on total assets under management. Clients have the option to impose restrictions on investments. Cloud Investments uses fundamental analysis for security selection, focusing on factors determining a company's value and future earnings. The firm does not require a minimum account size. Don P. Cloud, the managing member, is also a licensed insurance agent and receives passive income from rental properties. Clients are urged to compare custodian account statements with Cloud Investments' performance reports. Don Cloud is supervised by Scott Montes, the Chief Compliance Officer. Cloud Investments does not receive external compensation for the sale of securities to clients and does not vote proxies on client securities.

Longview Financial Advisors, Inc., established in 1994, offers personalized financial planning and portfolio management services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm provides discretionary and non-discretionary investment advisory services on a fee-only basis. Longview's annual investment advisory fee is based on a percentage of the market value of assets under management, with different service models available. The firm offers financial planning services covering areas such as retirement planning, cash flow projections, insurance review, education planning, estate planning, and tax planning. Longview also provides investment management services, focusing on multi-asset class diversified portfolios and employing research-based methodology. The firm does not charge performance-based fees and primarily invests client funds in mutual funds and exchange-traded funds. Longview does not receive compensation from the sale of securities or other investment products. Clients have the option to have Longview's investment advisory fees deducted from their custodial account. The firm does not vote proxies on behalf of clients and does not require fees to be paid more than $1,200 in advance. Longview has no disciplinary events and maintains a Code of Ethics ensuring high standards of business conduct and fiduciary duty.

Smith Thornton Advisors, LLC is a Registered Investment Adviser based in Huntsville, Alabama, established in February 2021. The firm offers tailored investment advisory services, including asset allocation strategies, financial planning consulting, and discretionary/non-discretionary asset management. Clients have the flexibility to impose restrictions on investments. The firm specializes in company-sponsored retirement plan consulting services, assisting with plan design, investment lineup selection, and monitoring. Smith Thornton Advisors has discretionary AUM of $608,970,103 and non-discretionary AUM of $124,621,709 as of December 31, 2024. There is no minimum account size required to open or maintain an advisory account. Fees are charged based on asset size and complexity of services provided, with annual fees ranging up to 1.00%. The firm does not charge performance-based fees or engage in side-by-side management. Investment strategies incorporate client needs, risk tolerance, and objectives, utilizing methodologies such as asset allocation, dollar-cost averaging, technical analysis, and long-term/short-term purchases. Clients are advised on risks associated with market, management, equity, fixed income, municipal securities, and investment companies. Smith Thornton Advisors upholds a Code of Ethics, ensuring client interests are prioritized, and does not participate in soft dollar arrangements. The firm does not vote proxies on behalf of clients and does not have physical custody of client funds. Clients receive quarterly account statements from an independent custodian. Clients may grant discretionary authority for investment decisions, with limitations allowed. The firm does not require prepayment exceeding $1,200 six months in advance.