Smith Thornton Advisors, LLC

Smith Thornton Advisors, LLC is a Registered Investment Adviser based in Huntsville, Alabama, established in February 2021. The firm offers tailored investment advisory services, including asset allocation strategies, financial planning consulting, and discretionary/non-discretionary asset management. Clients have the flexibility to impose restrictions on investments. The firm specializes in company-sponsored retirement plan consulting services, assisting with plan design, investment lineup selection, and monitoring. Smith Thornton Advisors has discretionary AUM of $608,970,103 and non-discretionary AUM of $124,621,709 as of December 31, 2024. There is no minimum account size required to open or maintain an advisory account. Fees are charged based on asset size and complexity of services provided, with annual fees ranging up to 1.00%. The firm does not charge performance-based fees or engage in side-by-side management. Investment strategies incorporate client needs, risk tolerance, and objectives, utilizing methodologies such as asset allocation, dollar-cost averaging, technical analysis, and long-term/short-term purchases. Clients are advised on risks associated with market, management, equity, fixed income, municipal securities, and investment companies. Smith Thornton Advisors upholds a Code of Ethics, ensuring client interests are prioritized, and does not participate in soft dollar arrangements. The firm does not vote proxies on behalf of clients and does not have physical custody of client funds. Clients receive quarterly account statements from an independent custodian. Clients may grant discretionary authority for investment decisions, with limitations allowed. The firm does not require prepayment exceeding $1,200 six months in advance.