White Pine Capital LLC is an SEC registered investment advisory firm established in March 2000. The firm specializes in providing fee-based discretionary investment advisory services, managing approximately $364 million in discretionary client assets as of 12/31/2024. Clients include institutional accounts, family offices, and high net worth individuals, with a minimum account size requirement of $1,000,000 that may be waived under certain circumstances. The firm's investment strategies include Small Cap Equity and Wealth Management Services, tailored to individual client needs based on factors such as risk tolerance, tax planning, and time horizon. WPC offers a "wrap fee" arrangement through unaffiliated broker dealer sponsors, where transactions are executed without commissions. Clients may impose reasonable restrictions on investments, and WPC exercises investment discretion in determining securities to buy or sell. The firm does not accept compensation in the form of 12b-1 mutual fund fees or mutual fund sales commissions. WPC does not receive referral fees and maintains client assets with independent custodians. Clients receive quarterly appraisals and advisory fee statements, with WPC providing customized reports upon request. The firm has a Code of Ethics to ensure fiduciary duty and fair treatment of clients, with periodic reviews of brokerage practices to ensure best execution. WPC does not have any financial commitments impairing its ability to meet client obligations.

Great River Financial LLC is a limited liability company founded in April 2021, registered with the U.S. Securities and Exchange Commission. The firm specializes in providing investment management services, tailored to individual client needs, with a focus on continuous advice and portfolio management based on client goals and objectives. They offer financial planning services, including business planning, cash flow and debt management, college savings, employee benefits optimization, estate planning, financial goal identification, insurance review, investment analysis, retirement planning, risk management, and tax planning strategies. Clients may impose reasonable restrictions on investments, and the firm does not participate in wrap fee programs. The minimum account size requirement is $250,000, and fees are based on a percentage of assets under management, with annual fees ranging from 1.00% to 0.10%. The firm does not offer performance-based fees or engage in side-by-side management. Great River Financial LLC acts as a fiduciary, ensuring the best interests of clients are prioritized. Clients have the option to choose their custodian, and the firm has discretionary authority over investment decisions, with clients able to impose restrictions. The firm does not vote client securities, and clients are responsible for proxy voting. Great River Financial LLC has no financial commitments impairing its ability to meet obligations.