Ballast Advisors, LLC is a registered investment adviser established in January 2017, specializing in financial planning, consulting, and investment management services. As of December 31, 2024, the firm manages $587,590,759 in assets under management, with $568,541,069 managed on a discretionary basis and $19,049,690 managed on a non-discretionary basis. The firm offers services such as financial planning for individuals and businesses, investment consulting, retirement planning, risk management, and tax planning. Clients have the option to engage in standalone services or comprehensive wealth management. Ballast Advisors primarily allocates client assets among various mutual funds, ETFs, individual securities, and independent investment managers. The firm may recommend engaging in additional services provided by its Supervised Persons, including insurance planning. Clients have investment discretion over their accounts and may impose reasonable restrictions. Ballast Advisors charges fees based on assets under management, with management fees ranging between 0.50% to 2.00%. The firm does not provide services for performance-based fees and does not have a minimum account requirement. Ballast Advisors accepts proxy voting authority and exercises investment discretion on behalf of clients. The firm recommends utilizing Schwab for custody, brokerage, and clearing services. Ballast Advisors has not been involved in any legal or disciplinary events and does not compensate third-party solicitors for client referrals. The firm has adopted a Code of Ethics and provides periodic account reviews and reports to clients. Ballast Advisors does not disclose financial information as it does not require prepayment of fees exceeding $1,200 or have financial conditions likely to impair client commitments.

Legacy Wealth Asset Management, LLC, operating as Legacy Wealth, is a financial advisor firm based in Woodbury, Minnesota. Established in 2020, the firm is owned by Legacy Wealth, LLC, with indirect ownership by Michael, Ben, Matthew, Josh, and John Brocker. Legacy Wealth acts as a fiduciary, committed to always acting in the best interest of clients. The firm offers a range of investment advisory services, including Legacy Comprehensive Planning, Wrap Customized Legacy Portfolios, Wrap Legacy Funds Portfolios, and Retirement Plan Consulting. Legacy Wealth's investment strategies include asset allocation, fundamental analysis, qualitative analysis, quantitative analysis, and sector analysis. The firm also offers Biblically Responsible Investing options. Clients are required to have a minimum account balance of $150,000 for Wrap Customized Legacy Portfolios. Legacy Wealth charges flat fees for Legacy Comprehensive Planning, with fees not exceeding $5,000. The firm manages $475,000,000 in regulatory assets under management as of December 31, 2024. Clients receive annual reviews of their accounts or financial plans, with additional reviews triggered by major events or client requests. Legacy Wealth does not receive soft dollars, referral fees, or brokerage for client referrals. The firm votes client proxies and provides investment discretion with authorization from clients. Legacy Wealth recommends the use of Schwab as a custodian and broker, with services benefiting both clients and the firm.

True Vision Financial Advisors is a financial advisory firm based in Woodbury, Minnesota. It currently has approximately $200,014,043 of assets under management and employs about 6 people. True Vision Financial Advisors uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Relevé Financial Group, LLC, established in 2016 and located in Woodbury, Minnesota, offers full-service wealth management services through the RFG Wrap Fee Program. As the sole Portfolio Manager, RFG provides asset management services tailored to individual client goals, risk tolerance, and objectives. Clients can opt for discretionary or non-discretionary portfolio management under the Program, which includes investment strategies, asset allocation, and ongoing monitoring. The firm charges an annual investment advisory fee not exceeding 2% based on total assets managed, billed quarterly in advance. Clients have the option to terminate the agreement within five business days with no penalty. RFG may group related client accounts for fee purposes. The firm does not charge performance-based fees or engage in side-by-side management. Investment strategies include fundamental and technical analysis, charting, cyclical analysis, and quantitative analysis. RFG discloses risks associated with various investments, such as interest-rate, inflation, and liquidity risks. The firm does not vote proxies on behalf of clients and provides regular account statements and reports. RFG's Code of Ethics ensures affiliated persons act in clients' best interests, and the firm does not recommend securities in which it has a material financial interest. Clients receive ongoing account reviews and updates on financial plans. RFG does not compensate for client referrals and has no financial commitments impairing its fiduciary obligations.