What does SageView Advisory Group do?
SageView Advisory Group is an SEC-registered investment adviser that provides advisor-led investment management, retirement plan consulting, and related planning support.
SageView is headquartered in Newport Beach, California. The firm was acquired by Creative Planning on December 12, 2025.
The firm reports $287.77 billion in assets under management as of December 31, 2025, most of it non-discretionary.
Client types:
Individuals, high-net-worth individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, other business entities, and state and municipal government entities.
Key services:
- Discretionary investment management: SageView can manage investments directly, including asset allocation, portfolio construction, portfolio monitoring, and rebalancing. SageView may also hire unaffiliated portfolio managers for client accounts.
- Non-discretionary investment advice: SageView can provide regular investment advice while the client keeps final decision-making authority over account investments.
- Financial planning: Advisors work with clients to understand their current financial situation and help design and execute a plan for long-term life objectives. The specific planning areas may include
- Benefit plan decisions
- Income and investment strategies
- Legacy planning
- Retirement planning
- Equity compensation
- Education and goals planning
- Debt management, estate planning
- Tax-efficient strategies
- Retirement plan participant managed accounts: Through SageView Personalized Portfolios, SageView offers managed account services to plan participants whose retirement plan sponsor has selected the program.
What is Sage View Advisory Group’s investment philosophy?
SageView’s investment philosophy is client-specific.
Investment advice is based on information gathered at the start of the relationship, including the client’s financial goals, risk tolerance, and cash-flow needs.
Its disclosed methods include cyclical and fundamental analysis, and its strategies may include both long-term and short-term purchases.
What are the pros and cons of SageView Advisory Group?
SageView’s main strengths are its advisor-led model, flexible service structure, and established retirement-plan advisory background. The main limitations are a negotiable fee model that can reach 2.00%, and the post-acquisition change affecting individual wealth clients.
Here’s a summary of the key advantages and disadvantages to guide your choice.
Pros of SageView Advisory Group:
- Advisor-led investment management: Clients can receive portfolio construction, asset allocation advice, ongoing monitoring, and rebalancing.
- Discretionary or non-discretionary options: Clients can delegate management or keep final decision-making authority.
- Planning support: The firm offers financial planning, retirement planning, income planning, legacy planning, and investment management as part of the wealth management offering.
Cons of SageView Advisory Group:
- Individual wealth service is limited after acquisition: Individual wealth clients were transitioned to Creative Planning after the 2025 acquisition, so SageView’s individual wealth services have been limited.
- Negotiated fees can be high: Investment Management fees are negotiated case by case and generally range from 0.55% to 1.50% of assets, with a maximum annualized fee of 2.00%.
- Extra costs may apply: SageView’s advisory fee does not include all third-party costs, such as custodian, transaction, fund, outside manager, sub-advisory, and product-level fees.
SageView Advisory Group fees: How much does SageView Advisory Group cost?
SageView’s fees are negotiable and depend on the service, account size, complexity, and written client agreement. For individual Investment Management, SageView generally charges 0.55% to 1.50% of assets under management, with a maximum annualized fee of 2.00%. Fixed-fee arrangements may also apply. Retirement plan services have separate fee schedules.
Service | Main fee |
|---|---|
Investment management | 0.55% to 1.50% of AUM |
Retirement plan consulting | Up to 1.00% of AUM |
Retirement plan asset management | Up to 2.00% of AUM |
What is SageView Advisory Group’s minimum account size?
SageView investment management does not have a formal minimum account size.
Who should choose SageView Advisory Group?
SageView fits clients who want an advisor-led investment management relationship and are comfortable with negotiated pricing.
SageView Advisory Group works well for:
- Clients seeking delegated portfolio management: Discretionary clients can have SageView manage asset allocation, portfolio construction, monitoring, and rebalancing.
- Clients who want advice but control final decisions: Non-discretionary clients receive ongoing advice while retaining investment decision authority.
- Households needing a broader planning context: SageView’s financial planning, retirement planning, income planning, and legacy planning as part of its wealth support.
Who might not benefit as much:
- Fee-sensitive investors: Investment Management fees are negotiable and can be as high as 2.00% annually, before possible third-party costs.
- Investors who want a clear published minimum: SageView does not disclose a formal minimum account size for Investment Management, making fit harder to assess upfront.
- Clients who want a simple all-in fee: SageView’s advisory fee may not include custodian charges, transaction fees, fund expenses, sub-adviser fees, outside manager fees, and other product-level costs.
SageView Advisory Group: Is it secure?
SageView is an SEC-registered investment advisor.
Client assets are held at qualified custodians rather than directly by SageView. The firm does not maintain custody of managed assets, and examples of recommended unaffiliated custodians include Schwab and Fidelity. Clients receive account statements directly from the qualified custodian at least quarterly.
SageView also provides basic privacy and security safeguards, including an Identity Theft Protection Program, restricted access to non-public personal information, and physical, electronic, and procedural protections.
SageView Advisory Group: Customer service
SageView’s service model is advisor-led. Advisory representatives review client portfolios, performance, market conditions, financial circumstances, and investment objectives, with account reviews at least annually and quarterly performance reports for Investment Management clients.
Reviews may occur more often after major market events, economic events, client life events, or client requests.
The firm also provides general support access through phone, email, office locations, an online contact form, client login, and a Find an Advisor option.
SageView Advisory Group: Mobile app
SageView has an official mobile app called SageView Invest. The app provides a financial dashboard, interactive investment reports, and a document vault for sending and receiving files with a wealth advisor.
Is SageView Advisory Group worth it?
SageView Advisory Group is worth considering for investors who want advisor-led investment management, portfolio monitoring, and planning support within a large advisory platform.
Its strengths are the flexible discretionary and non-discretionary model, quarterly portfolio oversight, and broader planning framework.
The main trade-offs are negotiated fees that can reach 2.00%, potential third-party costs, no disclosed account minimum, and the fact that SageView’s individual wealth services have been limited after the Creative Planning acquisition.
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