SOL Capital Management Company, established in 1987, offers investment management and consultation services to high-net-worth individuals, corporations, family offices, and more. The firm manages discretionary and non-discretionary accounts, providing investment advice on various securities. Clients can receive financial consulting services on a case-by-case basis. SOL Capital's fee structure is based on a percentage of assets under management, with negotiable fees for amounts over $100 million. The firm's investment philosophy involves a rigorous manager selection process, focusing on mutual funds, index funds, and ETFs. SOL Capital follows a four-step process for manager selection, emphasizing performance history, investment style, and risk management. The firm does not engage in performance-based fees or side-by-side management. Clients with a minimum net worth of $5 million are typically accepted, with exceptions considered based on various criteria. SOL Capital does not recommend private investment funds but may assist clients upon request. The firm acts as a fiduciary, prioritizing clients' best interests and maintaining a Code of Ethics to prevent conflicts of interest. Clients receive regular account reviews, statements, and access to an online reporting website. SOL Capital provides voting services for client securities and follows a transparent proxy voting process. The firm does not hold client assets directly but utilizes qualified custodians. Clients can contact the Chief Compliance Officer for any questions or concerns regarding the firm's practices.

Advisors Preferred LLC is a financial advisory firm based in Rockville, Maryland. It currently has approximately $1,760,215,956 of assets under management and employs about 9 people. Advisors Preferred LLC uses a fee structure of and a percentage of assets under your management.

Innovation X Advisors is a financial advisory firm based in Rockville, Maryland. It currently has approximately $1,167,936,364 of assets under management and employs about 4 people. Innovation X Advisors uses a fee structure of a percentage of assets under your management and performance-based fees.

Spc Financial Inc is a financial advisory firm based in Rockville, Maryland. It currently has approximately $995,461,488 of assets under management and employs about 26 people. Spc Financial Inc uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and commissions.

Maryland Financial Group, Inc. is a registered investment adviser specializing in asset management services. Established in 2005 and based in Rockville, MD, the firm offers tailored investment advice on various assets, including mutual funds, ETFs, equities, and fixed income securities. Clients have the option to impose restrictions on investments. The firm operates on a discretionary basis, with assets held at LPL Financial as custodian. As of December 31, 2024, they managed approximately $880 million in client assets. The annual advisory fee is negotiable and based on a percentage of assets under management, ranging from 1.50% to 2.35%. Clients do not pay brokerage commissions but may incur transaction charges. The firm provides ongoing performance reports and offers various investment options, including alternative strategy mutual funds, closed-end funds, ETFs, ETNs, options, structured products, and more. Clients must maintain a minimum account value of $25,000. Maryland Financial Group does not have physical custody of client funds but may have constructive custody for fee deduction purposes. The firm's investment adviser representatives are fiduciaries and act in the best interest of clients. Clients retain the right to vote on securities and can contact the firm with any questions regarding their accounts.

Financial Services Advisory is a fee-only registered investment advisor established in 1982 as a Maryland corporation. They offer asset management and financial planning services for individuals, business owners, foundations, trusts, IRAs, and other retirement plans. The firm's mission is to be an indispensable financial partner for every client, focusing on achieving financial security. They provide a four-step process for onboarding new clients, emphasizing understanding financial goals and implementing active asset management strategies. The firm offers different investment strategies ranging from conservative income-focused approaches to more aggressive growth-oriented strategies. They utilize technical and fundamental analysis to make investment decisions and focus on managing risk through their FSA Safety Net® exit strategy. Financial Services Advisory recommends Charles Schwab & Co., Inc. as the custodian for client accounts, offering benefits such as research tools, consulting services, and access to a dedicated trading desk. The firm does not participate in class

Cic Wealth, LLC is a financial advisory firm based in Rockville, Maryland. It currently has approximately $543,901,184 of assets under management and employs about 16 people. Cic Wealth, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

**Kendall Capital Management Summary:** Established in 2005, Kendall Capital Management is a fee-only registered investment advisor based in Rockville, MD. The firm specializes in individual portfolio management and financial planning services. Clients receive personalized investment advice based on their unique needs, goals, risk tolerance, and liquidity needs. Kendall Capital manages advisory accounts on a discretionary basis, with a focus on long-term purchases, short-term purchases, and asset allocation strategies. **Fees and Compensation:** - Annualized fee for Investment Supervisory Services ranges from 0.50% to 1.00% based on assets under management. - Minimum initial investment of $500,000 with negotiable account size under certain circumstances. - Financial planning services are included in the wealth management fee based on assets under management. **Investment Discretion:** - Kendall Capital provides discretionary asset management services, allowing them to place trades in client accounts without prior client approval. **Advisory Business Description:** - Investment strategies include long-term purchases, short-term purchases, asset allocation, and mutual fund/ETF analysis. - Methods of analysis include charting, fundamental analysis, technical analysis, cyclical analysis, quantitative analysis, and qualitative analysis. **Key Personnel:** - Clark A. Kendall, President & CEO, CFA, AEP, CFP - Carol L. Petrov, Vice President & Senior Relationship Manager, CFP - Brian G. Mattox, Vice President, CIO & CCO, CFA, CAIA - Jason M. Tkach, Sr. Portfolio Manager, CFA - James David Walker, Lead Relationship Manager, CFP, AIF **Compliance and Ethics:** - Kendall Capital adheres to a Code of Ethics ensuring high ethical standards and compliance with federal securities laws. - Supervision is overseen by the Chief Compliance Officer, Brian G. Mattox. For more detailed information, visit Kendall Capital's website at www.kendallcapital.com or contact them at 301-838-9110.

Grove Point Advisors, LLC is a financial advisory firm based in Rockville, Maryland. It currently has approximately $398,487,158 of assets under management and employs about 333 people. Grove Point Advisors, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.