Trustmark Investment Advisors, Inc. (TIAI) is a registered investment adviser established in Mississippi in 2001, operating as a subsidiary of Trustmark Corporation. TIAI offers investment management services to Trustmark’s Wealth Management Division, catering to individuals, institutions, and charitable organizations. Services include equity and fixed income strategies, with investments in various asset classes. Additionally, TIAI provides financial planning services to retail investors of Trustmark National Bank. The firm manages assets totaling $2.6 billion as of December 31, 2021. TIAI employs a tactical asset allocation model to manage risk and returns, with a focus on maximizing returns while minimizing risk. Investment strategies include long-term and short-term purchases, utilizing charting, fundamental, technical, and cyclical security analysis methods. TIAI does not engage in performance-based fees and acts with discretion in managing TWMD’s assets. The firm's investment philosophy emphasizes prudent risk management in fixed income investments and active management in equity portfolios. TIAI's brokerage practices prioritize quality execution and best prices, with periodic evaluations to ensure compliance with best execution practices. The firm does not provide custodial services but accepts discretionary authority to manage TWMD’s assets and votes proxies on behalf of clients, except for Trustmark Corporation stock. TIAI has no disciplinary information to disclose and maintains financial stability to meet client commitments.

Smith Shellnut Wilson (SSW) is a registered investment adviser founded in 1995, offering discretionary and non-discretionary investment management services to various clients, including financial institutions, individuals, trusts, and business entities. The firm is a wholly owned subsidiary of b1BANK. SSW manages approximately $7.76 billion as of December 31, 2022, with a mix of domestic and foreign equities, fixed income securities, mutual funds, and exchange-traded funds in client portfolios. The firm provides financial planning and consulting services tailored to each client's financial situation, goals, and objectives. SSW also offers retirement plan advisory services to assist plan sponsors in meeting fiduciary obligations. The firm charges fees based on a percentage of assets under management, with negotiable rates depending on the size and complexity of the assets. SSW does not charge performance-based fees or engage in side-by-side management. The minimum account size is $1 million, with the discretion to waive this requirement. SSW follows a Code of Ethics, ensuring high standards of business conduct and fiduciary duty to clients. The firm utilizes fundamental, technical, and cyclical security analysis methods to develop investment strategies, emphasizing risk management and diversification. Clients are encouraged to review the firm's financial information and disclosures for a comprehensive understanding of its services and practices.

Ballew Advisors, Inc. is a registered investment adviser established in 1991 and based in Jackson, Mississippi. The firm, owned by S B Holding Company, Inc., offers Investment Supervisory Services (ISS) on a discretionary basis, tailoring investment strategies to individual client needs. Services include managing various securities such as mutual funds, ETFs, and foreign issuers. Additionally, Retirement Plan Advisory Services are provided for pension, profit sharing, and 401(k) plans, offering investment policy selection, monitoring, and employee communications. Fees for ISS and Retirement Plan Advisory Services are charged as a percentage of assets under management, with negotiable rates based on client circumstances. Financial planning and social security consulting services are also available, with fees determined based on the complexity of services provided. The firm publishes a monthly newsletter on financial topics. Ballew Advisors exercises limited custody over client funds, with physical custody maintained by an independent custodian. Clients can grant discretionary authority for asset management, allowing the firm to make investment decisions without prior client approval. The firm's professionals hold various financial designations and adhere to a Code of Ethics. They are supervised by experienced principals and participate in regular meetings to discuss market trends and economic conditions. Client privacy and data security are prioritized, with safeguards in place to protect personal and financial information.

CCG Asset Management, LLC is a Limited Liability Company established in January 2013 in Mississippi, with Brandon L. Comer as the principal owner. The firm specializes in offering discretionary investment advisory services to nonprofit organizations, governmental units, and institutional investors, focusing on fixed-income and multi-asset class strategies. Clients entrust CCG with investment discretion, allowing the firm to manage asset allocation, select securities, and conduct trades within regulatory guidelines. CCG tailors investments to meet client objectives, emphasizing total return management for fixed-income portfolios and liability-driven strategies. Regarding fees, CCG charges a negotiable annual fee based on assets under management, with rates starting at 0.25% for the first $25 million and decreasing for higher amounts. For non-discretionary advice, fees are fixed and can reach up to 0.25% per year. The firm does not participate in wrap fee programs and clients are responsible for third-party fees. CCG does not accept compensation for the sale of securities and does not engage in performance-based fees. The firm's investment strategies revolve around fundamental analysis of high-quality fixed-income portfolios, focusing on risk-adjusted returns and capital preservation. CCG manages risks associated with fixed income, equity, and alternative investments, ensuring diversification and aligning strategies with client objectives. CCG maintains a transparent approach to brokerage practices, allowing clients to direct brokerage and offering block trading for cost efficiency. The firm conducts regular account reviews and provides clients with detailed monthly reports. CCG does not have custody of client funds or securities and does not accept proxy voting authority.

Mag Cap is a financial advisory firm based in Jackson, Mississippi. It currently has approximately $541,651,188 of assets under management and employs about 13 people. Mag Cap uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

TRINITY Capital Investors, Inc. is a registered investment advisor established in 1999, specializing in managing investment portfolios for Mississippi public entities, self-insured funds, high net worth individuals, and families. The firm focuses on value-oriented investing, emphasizing diligence, experience, and expertise to identify superior relative value strategies and securities. TRINITY primarily engages in fixed income investing, utilizing various bonds and securities to maximize current income while maintaining credit quality. For fees, TRINITY charges 25 basis points on client assets under management up to $10,000,000, with fees on amounts exceeding $10,000,000 negotiated on a client-by-client basis. Fees are calculated on average balances and paid quarterly. The firm does not offer performance-based fees. TRINITY has 44 client relationships with approximately $472,000,000 in total assets under management. TRINITY's investment process involves client meetings to determine needs, goals, and risk tolerance, followed by developing customized portfolios using various investment vehicles. The firm accepts discretionary authority over buying and selling securities, with each transaction part of a pre-approved plan reviewed regularly by clients. TRINITY does not vote proxies on behalf of clients and maintains custody of client assets with an approved custodian. The firm does not compensate for client referrals and enforces a strict Code of Ethics.

Argent Wealth, LLC is a financial advisor firm established in 2020, based in Ridgeland, MS. The firm specializes in providing investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension and profit sharing plans, and various business entities. As a fiduciary, Argent Wealth, LLC is committed to acting in the best interest of its clients. The firm offers services such as Asset Management, Comprehensive Portfolio Management, Separately Managed Account Services, and Retirement Plan Consulting. For Asset Management and Comprehensive Portfolio Management services, the firm charges annual fees not exceeding 1.5%, billed monthly or quarterly based on account value. There is no minimum account balance for Asset Management, while a general minimum of $250,000 is required for Comprehensive Portfolio Management, subject to negotiation. The firm does not offer direct invoicing and bills on a cash basis. Clients have investment discretion, allowing the firm to execute transactions based on client objectives and risk tolerance. Argent Wealth, LLC recommends the use of Schwab as a custodian and broker, providing access to a wide range of investment products and services. The firm does not receive client brokerage commissions or soft dollar benefits. The brochure also details the firm's investment strategies, methods of analysis, risk factors, and client referral policies. Argent Wealth, LLC does not provide financial information in the brochure as it does not have custody of client funds or securities and has no financial conditions impairing its obligations.

Element Wealth, LLC is a registered investment adviser based in Ridgeland, MS, established in 2006. The firm offers personalized investment management, financial planning, and consulting services to individuals, high net worth individuals, retirement plans, trusts, and charitable organizations. They provide both discretionary and non-discretionary investment management services, with discretionary accounts requiring clients to grant the firm authority to manage their investments. Element Wealth may customize investment portfolios based on client risk tolerance and objectives, utilizing model portfolios and outside advisers when necessary. The firm manages over $641 million in client assets as of December 31, 2024. For investment management services, fees are based on a tiered schedule, with a negotiable annual fee ranging from 1.00% to 0.50% based on account value. Consulting services are charged at an hourly rate of $400. Element Wealth does not charge performance-based fees. The firm recommends Raymond James Financial Services, Charles Schwab & Co., or Fidelity Investments for brokerage and custodial services. They do not vote on client securities and do not have custody of client funds. Employees may receive compensation for client referrals, and the firm has no reportable disciplinary information. Clients are advised to consult a tax professional for tax implications of investments.

Peregrine Investment Advisors, LLC is a registered investment adviser firm established in January 2010 in Mississippi. The firm offers discretionary investment advisory services to individuals, trusts, estates, high net worth individuals, charitable organizations, and corporations. Peregrine does not provide financial planning services and focuses solely on investment management. Clients can engage the firm on a fee-only basis, with annual fees ranging from 0.50% to 1.00% based on the market value of assets under management. The firm primarily allocates client assets among mutual funds, individual equities, and ETFs based on designated investment objectives. Peregrine does not participate in wrap fee programs and does not accept performance-based fees. The minimum asset level for investment advisory services is $500,000, but fees and minimums may be negotiable based on certain criteria. The firm does not provide legal, accounting, or insurance services but may recommend other professionals if requested by the client. Peregrine does not engage in client proxy voting and clients are responsible for directing proxy votes and other corporate actions related to their investments. Clients receive quarterly account statements and transaction confirmations directly from the custodian. The firm's Chief Compliance Officer, Kevin Anthony, is available to address any client inquiries regarding the disclosed information.