Ballew Advisors, Inc. is a registered investment adviser established in 1991 and based in Jackson, Mississippi. The firm, owned by S B Holding Company, Inc., offers Investment Supervisory Services (ISS) on a discretionary basis, tailoring investment strategies to individual client needs. Services include managing various securities such as mutual funds, ETFs, and foreign issuers. Additionally, Retirement Plan Advisory Services are provided for pension, profit sharing, and 401(k) plans, offering investment policy selection, monitoring, and employee communications. Fees for ISS and Retirement Plan Advisory Services are charged as a percentage of assets under management, with negotiable rates based on client circumstances. Financial planning and social security consulting services are also available, with fees determined based on the complexity of services provided. The firm publishes a monthly newsletter on financial topics. Ballew Advisors exercises limited custody over client funds, with physical custody maintained by an independent custodian. Clients can grant discretionary authority for asset management, allowing the firm to make investment decisions without prior client approval. The firm's professionals hold various financial designations and adhere to a Code of Ethics. They are supervised by experienced principals and participate in regular meetings to discuss market trends and economic conditions. Client privacy and data security are prioritized, with safeguards in place to protect personal and financial information.

CCG Asset Management, LLC is a Limited Liability Company established in January 2013 in Mississippi, with Brandon L. Comer as the principal owner. The firm specializes in offering discretionary investment advisory services to nonprofit organizations, governmental units, and institutional investors, focusing on fixed-income and multi-asset class strategies. Clients entrust CCG with investment discretion, allowing the firm to manage asset allocation, select securities, and conduct trades within regulatory guidelines. CCG tailors investments to meet client objectives, emphasizing total return management for fixed-income portfolios and liability-driven strategies. Regarding fees, CCG charges a negotiable annual fee based on assets under management, with rates starting at 0.25% for the first $25 million and decreasing for higher amounts. For non-discretionary advice, fees are fixed and can reach up to 0.25% per year. The firm does not participate in wrap fee programs and clients are responsible for third-party fees. CCG does not accept compensation for the sale of securities and does not engage in performance-based fees. The firm's investment strategies revolve around fundamental analysis of high-quality fixed-income portfolios, focusing on risk-adjusted returns and capital preservation. CCG manages risks associated with fixed income, equity, and alternative investments, ensuring diversification and aligning strategies with client objectives. CCG maintains a transparent approach to brokerage practices, allowing clients to direct brokerage and offering block trading for cost efficiency. The firm conducts regular account reviews and provides clients with detailed monthly reports. CCG does not have custody of client funds or securities and does not accept proxy voting authority.

Mag Cap is a financial advisory firm based in Jackson, Mississippi. It currently has approximately $541,651,188 of assets under management and employs about 13 people. Mag Cap uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

TRINITY Capital Investors, Inc. is a registered investment advisor established in 1999, specializing in managing investment portfolios for Mississippi public entities, self-insured funds, high net worth individuals, and families. The firm focuses on value-oriented investing, emphasizing diligence, experience, and expertise to identify superior relative value strategies and securities. TRINITY primarily engages in fixed income investing, utilizing various bonds and securities to maximize current income while maintaining credit quality. For fees, TRINITY charges 25 basis points on client assets under management up to $10,000,000, with fees on amounts exceeding $10,000,000 negotiated on a client-by-client basis. Fees are calculated on average balances and paid quarterly. The firm does not offer performance-based fees. TRINITY has 44 client relationships with approximately $472,000,000 in total assets under management. TRINITY's investment process involves client meetings to determine needs, goals, and risk tolerance, followed by developing customized portfolios using various investment vehicles. The firm accepts discretionary authority over buying and selling securities, with each transaction part of a pre-approved plan reviewed regularly by clients. TRINITY does not vote proxies on behalf of clients and maintains custody of client assets with an approved custodian. The firm does not compensate for client referrals and enforces a strict Code of Ethics.

**Optimum Financial Services, LLC Summary:** Optimum Financial Services, LLC is a registered investment advisor established in 1990 and located in Jackson, MS. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, partnerships, charitable organizations, businesses, and retirement plans. Optimum serves as a fiduciary to its clients, upholding a duty of loyalty, fairness, and good faith. The firm provides customized investment advisory solutions, including discretionary and non-discretionary investment management, tailored to each client's investment goals, risk tolerance, and financial situation. Optimum primarily constructs investment portfolios using low-cost, diversified mutual funds, exchange-traded funds (ETFs), individual stocks, bonds, and precious metals. The firm's investment strategies are long-term focused, with occasional adjustments based on market conditions or client needs. **Fees and Compensation:** - Investment advisory fees are based on a fixed annual rate ranging from 0.35% to 1.50% or on incremental schedules depending on the type of assets managed. - Investment consulting services are offered at a minimum hourly rate of $150 per hour. - Retirement plan advisory services are charged an annual asset-based fee of up to 1.00%. **Investment Discretion:** Optimum generally has discretion over the selection and amount of securities bought or sold in client accounts without prior consent. However, these transactions are subject to specified investment objectives, guidelines, or limitations previously set by the client. **Privacy Policy:** Optimum is committed to safeguarding clients' personal information and does not sell or provide such information to others except for discrete business purposes. The firm implements physical, procedural, and electronic security measures to protect client data. For more detailed information, clients are encouraged to refer to the full Optimum Financial Services, LLC Form ADV Part 2A – Disclosure Brochure available on the SEC’s Investment Adviser Public Disclosure website.

EFP Advisors Inc., also known as McDaniel & Register Inc., R. Lenoir & Associates, W. O. Stone Advisors, and Collaborative Advice, is a Mississippi-based corporation established on February 8th, 2012. The firm specializes in fee-only investment advisory and financial planning services, with principal owners Douglas M. McDaniel and Christopher J. Register. They assist clients in coordinating and prioritizing their financial goals across various accounts, providing ongoing monitoring and advice. EFP offers initial financial planning services billed hourly or on a fixed fee basis, with subsequent retainer agreements available for wealth management services. The firm acts as a 3(21) fiduciary for pension consulting services, providing enrollment services, investment analysis, and other requested services without asset management discretion. EFP generally exercises discretionary authority over client funds, tailoring advice based on clients' risk tolerance and objectives. They offer diversified portfolios with investment recommendations including mutual funds, ETFs, equities, and fixed-income securities. EFP's fee structure includes wealth management retainer fees based on assets under management, with additional administrative fees and charges for client-directed trades. The firm's investment strategies focus on long-term and short-term purchases, emphasizing client risk tolerance and preferences. EFP does not charge performance-based fees or engage in side-by-side management, and they do not manage wrap fee programs. As of December 2023, the firm manages $282,777,676.00 of client assets on a discretionary basis.

Resolute Wealth Strategies, LLC, established in Mississippi, is a registered investment adviser offering personalized financial planning and investment management services to individuals and entities, including high net worth individuals, family offices, trusts, and retirement plans. The firm provides comprehensive financial planning services covering retirement, education, estate, cash flow, tax planning, and insurance needs. Investment management services are offered on a discretionary and non-discretionary basis, with a focus on customized strategies aligned with client goals. The firm primarily invests in equity securities, ETFs, mutual funds, corporate bonds, and other instruments. Clients are not obligated to implement recommendations. The firm charges fees based on a percentage of assets under management, with a tiered fee schedule. Clients are responsible for fees charged by financial institutions. RWS does not charge performance-based fees or engage in side-by-side management. Clients have the option to grant investment discretion to RWS. The firm does not vote on client securities and does not receive compensation for securities transactions. RWS does not disclose financial information due to its financial stability.

McAllister Capital Management, established in 1995 by Lyle L. McAllister, Jr., offers tailored investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, and corporations. The firm's disciplined Investment Management Process involves identifying client goals, determining asset allocation, selecting appropriate managers through no-load mutual funds and exchange-traded funds, continuous performance monitoring, and periodic portfolio rebalancing. With assets under management totaling approximately $260,842,817 as of 12/31/2024, McAllister Capital Management operates on a fee-only basis, charging fees based on a percentage of client assets under management. The fee schedule ranges from 0.0100% to 0.0025% based on asset levels, charged pro-rata quarterly in advance. The firm emphasizes a fiduciary obligation to clients, avoiding conflicts of interest by not accepting fees or commissions from financial institutions. Clients have investment discretion, and the firm manages assets on a discretionary basis. McAllister Capital Management primarily utilizes no-load mutual funds and exchange-traded funds, conducting fund analysis using sources like Morningstar and Lipper Analytical. The firm's investment philosophy focuses on risk management, educating clients on various types of risk, and emphasizing the importance of proper portfolio management and diversification techniques. The firm has a clean disciplinary record, with no complaints against Lyle L. McAllister, Jr. or the firm in over 38 years in the industry.