Trustmark Investment Advisors, Inc. (TIAI) is a registered investment adviser established in Mississippi in 2001, operating as a subsidiary of Trustmark Corporation. TIAI offers investment management services to Trustmark’s Wealth Management Division, catering to individuals, institutions, and charitable organizations. Services include equity and fixed income strategies, with investments in various asset classes. Additionally, TIAI provides financial planning services to retail investors of Trustmark National Bank. The firm manages assets totaling $2.6 billion as of December 31, 2021. TIAI employs a tactical asset allocation model to manage risk and returns, with a focus on maximizing returns while minimizing risk. Investment strategies include long-term and short-term purchases, utilizing charting, fundamental, technical, and cyclical security analysis methods. TIAI does not engage in performance-based fees and acts with discretion in managing TWMD’s assets. The firm's investment philosophy emphasizes prudent risk management in fixed income investments and active management in equity portfolios. TIAI's brokerage practices prioritize quality execution and best prices, with periodic evaluations to ensure compliance with best execution practices. The firm does not provide custodial services but accepts discretionary authority to manage TWMD’s assets and votes proxies on behalf of clients, except for Trustmark Corporation stock. TIAI has no disciplinary information to disclose and maintains financial stability to meet client commitments.

Smith Shellnut Wilson (SSW) is a registered investment adviser founded in 1995, offering discretionary and non-discretionary investment management services to various clients, including financial institutions, individuals, trusts, and business entities. The firm is a wholly owned subsidiary of b1BANK. SSW manages approximately $7.76 billion as of December 31, 2022, with a mix of domestic and foreign equities, fixed income securities, mutual funds, and exchange-traded funds in client portfolios. The firm provides financial planning and consulting services tailored to each client's financial situation, goals, and objectives. SSW also offers retirement plan advisory services to assist plan sponsors in meeting fiduciary obligations. The firm charges fees based on a percentage of assets under management, with negotiable rates depending on the size and complexity of the assets. SSW does not charge performance-based fees or engage in side-by-side management. The minimum account size is $1 million, with the discretion to waive this requirement. SSW follows a Code of Ethics, ensuring high standards of business conduct and fiduciary duty to clients. The firm utilizes fundamental, technical, and cyclical security analysis methods to develop investment strategies, emphasizing risk management and diversification. Clients are encouraged to review the firm's financial information and disclosures for a comprehensive understanding of its services and practices.

Argent Wealth, LLC is a financial advisor firm established in 2020, based in Ridgeland, MS. The firm specializes in providing investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension and profit sharing plans, and various business entities. As a fiduciary, Argent Wealth, LLC is committed to acting in the best interest of its clients. The firm offers services such as Asset Management, Comprehensive Portfolio Management, Separately Managed Account Services, and Retirement Plan Consulting. For Asset Management and Comprehensive Portfolio Management services, the firm charges annual fees not exceeding 1.5%, billed monthly or quarterly based on account value. There is no minimum account balance for Asset Management, while a general minimum of $250,000 is required for Comprehensive Portfolio Management, subject to negotiation. The firm does not offer direct invoicing and bills on a cash basis. Clients have investment discretion, allowing the firm to execute transactions based on client objectives and risk tolerance. Argent Wealth, LLC recommends the use of Schwab as a custodian and broker, providing access to a wide range of investment products and services. The firm does not receive client brokerage commissions or soft dollar benefits. The brochure also details the firm's investment strategies, methods of analysis, risk factors, and client referral policies. Argent Wealth, LLC does not provide financial information in the brochure as it does not have custody of client funds or securities and has no financial conditions impairing its obligations.

Element Wealth, LLC is a registered investment adviser based in Ridgeland, MS, established in 2006. The firm offers personalized investment management, financial planning, and consulting services to individuals, high net worth individuals, retirement plans, trusts, and charitable organizations. They provide both discretionary and non-discretionary investment management services, with discretionary accounts requiring clients to grant the firm authority to manage their investments. Element Wealth may customize investment portfolios based on client risk tolerance and objectives, utilizing model portfolios and outside advisers when necessary. The firm manages over $641 million in client assets as of December 31, 2024. For investment management services, fees are based on a tiered schedule, with a negotiable annual fee ranging from 1.00% to 0.50% based on account value. Consulting services are charged at an hourly rate of $400. Element Wealth does not charge performance-based fees. The firm recommends Raymond James Financial Services, Charles Schwab & Co., or Fidelity Investments for brokerage and custodial services. They do not vote on client securities and do not have custody of client funds. Employees may receive compensation for client referrals, and the firm has no reportable disciplinary information. Clients are advised to consult a tax professional for tax implications of investments.

New Perspectives, Inc., located in Ridgeland, MS, is led by Dr. Nancy L. Anderson and Joshua Ryder Taff, CFA, CIPM. Ryder, born in 1988, holds a B.S. in Mathematics and Philosophy from the University of Bristol. As a CFA and CIPM charterholder, he has demonstrated expertise in finance and investment management. Ryder has a clean record with no legal or disciplinary events. He is solely focused on New Perspectives, Inc., receiving no additional compensation outside his work there. Both Nancy and Ryder supervise each other's work, ensuring a collaborative approach. Ryder meets the requirements for state-registered advisers, having no liability claims exceeding $2,500 or involvement in civil, self-regulatory, or administrative proceedings. Clients can contact New Perspectives, Inc. for further details or visit the SEC's website for additional information on Ryder.