Hamilton Lane is a financial advisory firm based in Conshohocken, Pennsylvania. It currently has approximately $112,222,814,500 of assets under management and employs about 586 people. Hamilton Lane uses a fee structure of a percentage of assets under your management, fixed fees and performance-based fees.

Mill Creek Capital Advisors, LLC (MCCA) is an SEC Registered Investment Adviser based in Conshohocken, Pennsylvania, established in September 2006. The firm primarily caters to high net-worth individuals, pooled investment vehicles, pension plans, endowments, and various institutions. MCCA manages approximately $9.2 billion in regulatory assets, with $9.1 billion under discretionary management and $25 million under non-discretionary management. The firm offers custom investment programs, asset allocation strategies, and investment policy statements tailored to individual client needs. MCCA employs third-party Specialist Managers to handle specific investments within the overall asset allocation strategy. The firm's services include research, market commentary, tactical rebalancing, and risk management. MCCA's investment strategies encompass equity and fixed income allocations, active and passive strategies, and may include hedging and private equity components. The firm practices due diligence on managers and strategies and provides ongoing monitoring of client portfolios. MCCA charges fees based on a percentage of assets under management, with fee rates ranging from 0.40% to 0.65%. The firm acts as a fiduciary, putting clients' interests first and may recommend IRA rollovers only when deemed beneficial to the client. MCCA does not charge performance-based fees and provides investment discretion for client accounts. The firm also discloses its Code of Ethics, Proxy Voting policies, and financial information, affirming its financial stability and commitment to clients.

Copeland Capital Management, LLC is a financial advisory firm based in Conshohocken, Pennsylvania. It currently has approximately $4,018,135,221 of assets under management and employs about 28 people. Copeland Capital Management, LLC uses a fee structure of a percentage of assets under your management and performance-based fees.

Cloverlay Investment Management, LLC, established in June 2015, is a registered investment adviser specializing in providing investment advisory services to private funds. The firm manages approximately $1.57B in regulatory assets under management, with $767M on a non-discretionary basis as of December 31, 2024. Cloverlay's investment objective is to achieve attractive long-term returns primarily through private equity investments in various sectors. The firm offers different investment vehicles tailored to clients' taxable, tax-exempt, ERISA plan asset, or non-U.S. status. Clients participate in the overall investment objective of the Funds managed by Cloverlay on a discretionary basis. The firm charges management fees ranging from 0.70% to 1.25% based on commitments or net invested capital, with rates decreasing after the investment period expires. Cloverlay may earn performance-based compensation based on the Fund's return. The firm's investment philosophy focuses on generating long-term returns through private market investments globally. Clients include institutions, family offices, and high net worth individuals meeting specific investor requirements. Cloverlay's Code of Ethics emphasizes client interests, honesty, and fair dealings. The firm does not engage in soft dollar arrangements and allocates transactions fairly based on client-specific factors. Cloverlay exercises investment discretion in accordance with each Fund's governing documents and provides proxy voting services for client securities. The firm maintains audited financial statements for clients and complies with custody requirements under SEC regulations. Cloverlay's financial condition is sound, ensuring the ability to meet contractual commitments.

Compass Ion Advisors, LLC is a registered investment advisor based in Pennsylvania, established in 2008. The firm offers financial planning services, investment advisory services, and consulting services to various clients, including individuals, high net worth individuals, pension and profit-sharing plans, charitable organizations, and trusts. Compass Ion is a fiduciary under the Investment Advisers Act of 1940, acting in the best interests of clients. The firm's investment strategies include asset allocation, mutual fund and ETF analysis, structured notes, and third-party money manager analysis. Clients have the option to direct brokerage and may have their accounts reviewed periodically. Compass Ion charges fees based on hourly rates, fixed fees, and a percentage of assets under management, typically ranging from 0.50% to 1.35%. The firm does not charge performance-based fees or engage in side-by-side management. Clients may have minimum account requirements, typically starting at $500,000. Compass Ion does not have any disciplinary information to disclose and does not vote proxies on behalf of clients. The firm does not have custody over client assets beyond limited purposes and does not vote client securities. Clients receive quarterly statements from the custodian holding their assets. Overall, Compass Ion has no financial commitments impairing its ability to meet client obligations and has not been subject to bankruptcy proceedings. For more information, clients can contact Matthew D. Kane, President, Principal, and Chief Compliance Officer.

Arin Risk Advisors LLC is a financial advisory firm based in Conshohocken, Pennsylvania. It currently has approximately $345,322,591 of assets under management and employs about 6 people. Arin Risk Advisors LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and performance-based fees.

Addison Capital, LLC is an investment adviser firm based in Conshohocken, Pennsylvania, founded in 2009 by Michael A. Church. The firm offers investment supervisory services and advice tailored to individual client needs, including strategy development, portfolio monitoring, and management in both equity and fixed income markets. Addison Capital manages client assets on both a discretionary and non-discretionary basis, with $524,809,529 in discretionary assets and $283,163,702 in non-discretionary assets as of December 31, 2024. The firm charges management fees up to 1.25% of assets under management and negotiable consultation fees. Clients typically have accounts of at least $500,000, but exceptions can be made. The firm employs a variety of analysis methods, including technical, fundamental, and cyclical, to assess risks and opportunities in the capital markets. Investment strategies include equity securities, corporate debt, municipal securities, and private investment funds. Addison Capital does not charge performance-based fees and acts as a fiduciary, putting clients' best interests first. Clients include individuals, high net worth individuals, institutions, trusts, estates, charitable organizations, and corporations. The firm's employees, including Michael A. Church, Steven R. Benjamin, and Morgan C. Frees, have backgrounds in finance and business management, with a focus on providing investment advice and managing client portfolios.

**Beacon Bridge Wealth Partners Summary:** Established in Pennsylvania, Beacon Bridge Wealth Partners, LLC is a registered investment adviser offering personalized financial planning and investment advisory services to individuals and entities. The firm, owned by Steven Krzywicki, Jr., Megan Scott, and James Schmidt, manages approximately $368,964,469 in client assets as of December 31, 2024. Beacon Bridge provides investment management services on a discretionary and non-discretionary basis, tailoring advice to each client's financial needs and objectives. The firm primarily invests in ETFs, mutual funds, equities, bonds, REITs, private funds, and variable annuities. Clients have the option to engage external managers for discretionary management. Beacon Bridge charges fees based on a percentage of assets under management, with rates ranging from 1.35% to negotiable, depending on the asset value. The firm acts as a fiduciary for retirement plan clients, ensuring services are in the clients' best interests. Clients are responsible for fees charged by financial institutions and external managers. Beacon Bridge does not charge performance-based fees or participate in side-by-side management. The firm does not vote client securities or accept authority to vote proxies on behalf of clients. Beacon Bridge does not receive benefits for providing investment advice and discloses compensation arrangements for client referrals. The firm does not have custody of client assets but uses qualified custodians for client accounts. Clients can grant investment discretion to Beacon Bridge, allowing the firm to direct securities transactions on their behalf.

Northstar Financial Companies, Inc. is a fee-based investment adviser specializing in Financial Planning and Investment Management services since 1995. The firm offers an Initial Consultation to assess clients' needs and risk tolerances. Financial Planning services include tax planning, estate planning, retirement planning, and more. Investment Management is provided on a discretionary basis through the Asset Management Program, with approximately $280,900,000 in assets under management as of December 31, 2023. Fees are negotiable and based on the total managed portfolio value, with a maximum fee of 1.25%. Clients can opt for Financial Planning services at an hourly rate of $300. The firm acts as a fiduciary, obligated to act in clients' best interests. Northstar does not engage in principal trades and does not take custody of client funds. Investment decisions are based on fundamental analysis, and clients are informed about potential risks involved. The firm's Code of Ethics emphasizes trust and transparency, and Supervised Persons are prohibited from participating in certain transactions. Clients' accounts are regularly reviewed and monitored, and Northstar does not vote on behalf of clients. The firm discloses its financial information and has no financial commitments that could impact client services.