Gsam Stable Value, LLC is a financial advisory firm based in Burlington, Vermont. It currently has approximately $24,842,024,370 of assets under management and employs about 11 people. Gsam Stable Value, LLC uses a fee structure of a percentage of assets under your management and additional information on fees charged can be found in part 2a.

Champlain Investment Partners, LLC is an independent, employee-owned asset management firm established in 2004 and headquartered in Burlington, Vermont. The firm specializes in providing absolute returns while managing risk through Small Cap, Mid Cap, and Strategic Focus equity strategies. Champlain offers discretionary investment advisory services to institutional separate accounts and pooled investment vehicles, with assets totaling $16,250,049,883 as of 12.31.24. The firm's fee structure for separate accounts varies based on asset levels, with fees negotiable and payable quarterly in arrears. Champlain also offers model-based programs where third-party sponsors have discretion over client accounts based on Champlain's model portfolios. Clients include investment companies, pension plans, endowments, and family offices, with an initial separate account investment minimum of $10,000,000. Champlain's investment strategies focus on companies with sustainable competitive advantages, durable business models, and sound balance sheets. The firm actively manages portfolios within each strategy, aiming to minimize business and valuation risks. Champlain's proxy voting policy ensures voting in the best interests of clients, and the firm maintains a robust cybersecurity policy to protect client information. For more detailed information, the full brochure is available upon request at 802.846.6200.

Hanson & Doremus Investment Management is a financial advisory firm based in Burlington, Vermont. It currently has approximately $574,568,032 of assets under management and employs about 13 people. Hanson & Doremus Investment Management uses a fee structure of a percentage of assets under your management and hourly charges.

Summit Wealth Group LLC, established in January 2014 and registered with the SEC since January 2016, offers personalized life planning and wealth management services to various clients. The firm's mission is to enhance clients' financial well-being by understanding their unique goals. Services include financial life planning, ongoing financial advice, asset management, tax preparation, and financial consulting. Clients engaging in wealth management services are required to complete a financial plan, and the firm manages assets on a discretionary basis. SWG recommends the use of Schwab Advisor Services as a custodian/broker, with trade execution and custody services provided by Schwab. The firm may receive compensation from third-party managers and may pay referral fees to solicitors. Clients must vote on proxies related to their investments. SWG does not require prepayment of fees more than six months in advance and has no material financial circumstances affecting its ability to meet obligations. Clients must have at least $1,000,000 to engage with the firm, although this minimum may be waived at SWG's discretion.

M. Kraus & Company, established in 1996, is a registered investment adviser offering discretionary and non-discretionary investment management services to individuals, trusts, retirement plans, charitable institutions, and corporations. The firm creates customized portfolios primarily consisting of individual equities, preferred stocks, fixed income securities, and cash equivalents, with occasional use of mutual funds. Clients can choose from three client objectives: Capital Appreciation, Balanced Growth, or Current Income, which guide the asset allocation strategy. The firm provides limited financial planning services at no additional cost. M. Kraus & Company operates on a fee-only basis, with fees based on a percentage of assets under management. The fee schedule is tiered, with discounts available for non-profit organizations. The firm does not sell commissioned products, act as a custodian, or accept commissions or finder's fees. Clients have full ownership and control of their assets held by an independent custodian. The firm's investment philosophy is long-term, diversified, and value-oriented, primarily utilizing fundamental analysis. M. Kraus & Company does not engage in performance-based fees, and clients must have a minimum account size of $500,000, which may be negotiable. The firm emphasizes transparency, ethical conduct, and client-focused services.

Silverlake Wealth Management LLC is a financial advisory firm based in Williston, Vermont. It currently has approximately $375,804,686 of assets under management and employs about 11 people. Silverlake Wealth Management LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Broadlake Financial Management, operating as Eley Financial Management Inc., is a registered investment advisor founded in 1989 by Gary W Eley and now owned by Joseph M Diebold and Matthew A Malaney. The firm specializes in discretionary asset management, tailoring investments based on client risk tolerance, time horizon, and objectives. Clients can impose additional restrictions, such as socially responsible criteria. The firm offers personal financial planning sessions and advises on employer-sponsored retirement plans. As of 12/31/2022, the firm managed $285,126,849 on a discretionary basis. Fees are asset-based, ranging from 1% to negotiable rates, debited quarterly. Clients may pay additional fees for custodial services, internal fund fees, and trade commissions. Investment strategies include fundamental, macro-economic, and technical analysis across various securities. The firm does not have disciplinary information and uses Fidelity and Charles Schwab for brokerage services. Client accounts are reviewed by the investment committee, and clients have discretion over voting securities. The firm does not take custody of client assets but has the authority to manage investments on a discretionary basis. Eley Financial Management does not have financial constraints affecting client commitments.

Birchview Capital, LP, established in March 2025, is a financial advisor specializing in providing investment management services to privately offered investment funds and separately managed accounts. The firm's investment objective is to generate capital appreciation by focusing on underappreciated companies with growth potential, including public and private investments. Birchview manages approximately $183.1 million of client assets on a discretionary basis as of December 31, 2024. Fees are negotiable, with management fees generally at 1.5% per year and incentive allocations ranging from 10% to 20%. Birchview may receive research from broker-dealers without formal soft dollar arrangements. The firm has a Code of Ethics to ensure ethical conduct and fair treatment of clients, including personal trading policies. Birchview has discretion over investment decisions and may aggregate trades for multiple clients. The firm reviews client portfolios regularly and provides reports to clients. Birchview has custody of client assets and provides discretionary voting on client securities. The firm has no disciplinary events to report and is financially sound. Birchview discloses potential risks associated with its investment strategies, such as directional investments, leverage, and investing in specific sectors like biosciences and energy. Clients are advised to review all disclosures and consult with their own advisors before engaging Birchview's services.

InTrack Investment Management, Inc. is a registered investment adviser that offers investment management services to individuals, families, trusts, non-profit organizations, and more. The firm, previously known as Sopher Investment Management, has been providing advisory services since 1992 and is based in Vermont. The company's Managing Partner and principal owner is Myron R. Sopher, along with partners Brett C. Peltzer, CFA® and MBA, Matthew D. Johnson, CFA®, and employees Matthew S. Sopher, MBA, and Brandon D. Tieso, CFP®. InTrack's investment advisory services are fee-only, with a recommended minimum account size of $500,000. The firm offers investment management services that utilize various asset classes such as stocks, bonds, ETFs, mutual funds, and more. Clients can engage in discretionary or non-discretionary investment advisory services, with a focus on tailored portfolio construction based on individual circumstances and objectives. Additionally, InTrack provides financial planning services integrated with its investment management offering. Clients may engage in standalone financial planning on a negotiable hourly basis for complex cases. The firm also offers consulting services for participant-directed retirement plans and consulting on individual securities and overall asset allocation. Fees for investment management services are typically on a graduated scale based on the value of the account, with reductions for non-profit organizations. InTrack does not participate in wrap fee programs and does not charge fees for employee accounts. The firm emphasizes a client-centric approach, with a focus on transparency, ethical conduct, and client education. Overall, InTrack Investment Management aims to help clients achieve their long-term financial goals through personalized investment strategies and comprehensive financial planning services, acting in the best interests of their clients as a fiduciary.