Broadlake Financial Management, operating as Eley Financial Management Inc., is a registered investment advisor founded in 1989 by Gary W Eley and now owned by Joseph M Diebold and Matthew A Malaney. The firm specializes in discretionary asset management, tailoring investments based on client risk tolerance, time horizon, and objectives. Clients can impose additional restrictions, such as socially responsible criteria. The firm offers personal financial planning sessions and advises on employer-sponsored retirement plans. As of 12/31/2022, the firm managed $285,126,849 on a discretionary basis. Fees are asset-based, ranging from 1% to negotiable rates, debited quarterly. Clients may pay additional fees for custodial services, internal fund fees, and trade commissions. Investment strategies include fundamental, macro-economic, and technical analysis across various securities. The firm does not have disciplinary information and uses Fidelity and Charles Schwab for brokerage services. Client accounts are reviewed by the investment committee, and clients have discretion over voting securities. The firm does not take custody of client assets but has the authority to manage investments on a discretionary basis. Eley Financial Management does not have financial constraints affecting client commitments.

InTrack Investment Management, Inc. is a registered investment adviser that offers investment management services to individuals, families, trusts, non-profit organizations, and more. The firm, previously known as Sopher Investment Management, has been providing advisory services since 1992 and is based in Vermont. The company's Managing Partner and principal owner is Myron R. Sopher, along with partners Brett C. Peltzer, CFA® and MBA, Matthew D. Johnson, CFA®, and employees Matthew S. Sopher, MBA, and Brandon D. Tieso, CFP®. InTrack's investment advisory services are fee-only, with a recommended minimum account size of $500,000. The firm offers investment management services that utilize various asset classes such as stocks, bonds, ETFs, mutual funds, and more. Clients can engage in discretionary or non-discretionary investment advisory services, with a focus on tailored portfolio construction based on individual circumstances and objectives. Additionally, InTrack provides financial planning services integrated with its investment management offering. Clients may engage in standalone financial planning on a negotiable hourly basis for complex cases. The firm also offers consulting services for participant-directed retirement plans and consulting on individual securities and overall asset allocation. Fees for investment management services are typically on a graduated scale based on the value of the account, with reductions for non-profit organizations. InTrack does not participate in wrap fee programs and does not charge fees for employee accounts. The firm emphasizes a client-centric approach, with a focus on transparency, ethical conduct, and client education. Overall, InTrack Investment Management aims to help clients achieve their long-term financial goals through personalized investment strategies and comprehensive financial planning services, acting in the best interests of their clients as a fiduciary.

Dempsey Investment Management, LLC is a registered investment adviser based in Burlington, Vermont, established on April 1, 2005, by Donald Dempsey. The firm offers financial planning services addressing cash flow planning, retirement planning, and insurance analysis, along with discretionary portfolio management services. Clients may grant the firm discretionary authority to manage their accounts, allowing for the purchase or sale of securities without prior approval. The firm primarily uses fundamental analysis and long-term investment strategies, offering advice on equity securities, mutual funds, and ETFs. Dempsey Investment Management charges fees based on a percentage of assets under management, with annual fees ranging from 0.50% to 1.00%, depending on the asset value. The firm does not participate in performance-based fees or side-by-side management. The minimum portfolio value for conventional investment advisory services is $250,000, with exceptions possible. Donald Dempsey, the President, is a Certified Financial Planner (CFP®) and has no disciplinary disclosures. The firm does not engage in soft dollar arrangements and does not vote proxies on behalf of clients. Clients' assets are held with a qualified custodian, and the firm exercises limited custody over funds. Donald Dempsey supervises the firm's advisory activities. For more information, contact Dempsey Investment Management at 802-497-1931.