Focus 401 (k) Group, LLC

Focus 401(k) Group, LLC is a registered investment adviser founded in 2014 by Phillip Powers and Michael Rubenstein. The firm specializes in providing advisory services to Qualified Plans as a 3(21) Fiduciary and/or a 3(38) Investment Manager. Services include investment advisory and consulting services, plan consulting services, and client education. Clients have the option to impose restrictions on investing in certain securities. The firm does not sponsor wrap fee programs and had approximately $99,828,000 in discretionary client assets under management as of December 31, 2024. Fees for qualified plan services are based on a percentage of assets or a negotiated flat fee. The firm does not require a minimum account size to open an account. Investment strategies involve structured due diligence on various investment options within a plan, considering factors like manager tenure, performance, risk measures, and expenses. The firm and its management have no disciplinary history, and employees adhere to a Code of Ethics to prioritize client interests. Focus 401(k) Group, LLC does not receive external compensation for the sale of securities to clients and does not vote proxies on client securities. The firm's financial condition is sound, with no impairments likely to affect client commitments. Supervised persons, including Phillip Powers and Michael Rubenstein, have educational backgrounds in finance and relevant industry experience. They do not have any disciplinary history and do not engage in other business activities that could pose conflicts of interest.