Spectrum Advisors, Inc.

Spectrum Advisors, Inc. is a registered investment adviser based in Plano, Texas, established in May 1996 by Jon Michael Reppert and David Faulkner. The firm offers portfolio management services on a discretionary and non-discretionary basis, financial planning services, financial consulting, and review services. They also provide consulting advisory services for qualified retirement plans, third-party money manager selection services, and access to educational seminars. Spectrum manages approximately $149 million in discretionary assets under management as of December 31, 2024. For the Portfolio Management Program, fees are tiered based on assets under management, ranging from 1.20% for accounts up to $1 million to 0.50% for amounts over $25 million. Financial planning services are offered through fixed fees ranging from $500 to $10,000 depending on complexity. The firm does not charge performance-based fees or engage in side-by-side management. Spectrum does not have custody of client funds, and clients receive quarterly statements from the custodian. The firm has a Business Continuity Plan in place to address potential disruptions. Clients have the option to direct trades to a specific broker, and the firm does not vote proxies on behalf of clients. Spectrum maintains a Code of Ethics and does not utilize third-party solicitors for client referrals.