Defined Financial Planning LLC

Defined Financial Planning LLC is a registered investment adviser founded in 2020 and owned by Samuel Gaeta and Brianna Gutierrez. The firm offers investment management services, financial planning, selection of other investment advisers, and pension consulting services. Defined Financial Planning LLC acts as a fiduciary for retirement accounts, ensuring clients' best interests are prioritized. The firm manages over $137 million in discretionary and non-discretionary client assets. Fees are primarily based on a client's assets under management and service level, with standalone financial planning services ranging from $500 to $25,000 upfront and annually. The firm does not participate in performance-based fees or side-by-side management. Clients include individuals, high-net-worth individuals, trusts, business entities, and pension and profit sharing plans, with no minimum account value requirement. Defined Financial Planning LLC uses fundamental analysis, modern portfolio theory, and quantitative analysis in its investment strategies, emphasizing long-term investing. The firm discloses no disciplinary events and has a transparent fee structure. Clients' accounts are monitored regularly, and Adviser does not accept compensation for the sale of securities. The firm does not have custody of client funds unless fees are deducted directly from accounts. Adviser accepts discretionary trading authority with client limitations, and clients retain voting authority for their securities.