Independent Family Office, LLC

Independent Family Office, LLC is a financial advisor firm founded in 2005, based in Albany, NY. The firm specializes in providing wealth management services to high net worth individuals, families, affiliated entities, and charitable entities. Services offered include comprehensive financial planning, investment supervisory services, retirement account management, and financial planning. The firm acts as a fiduciary, upholding a duty of loyalty, fairness, and good faith towards each client. Investment strategies are tailored to individual client needs, with a focus on asset allocation, risk assessment, and investment vehicle selection. Clients have the option to grant limited trading authority to the firm. IFO charges fees based on assets under management, ranging from 0.20% to 0.75% annually. The firm does not accept performance-based fees and does not participate in wrap fee programs. Clients are provided with regular reports on performance, allocation, and volatility. IFO does not receive referral fees or soft dollar benefits. The firm does not vote proxies on behalf of clients and maintains strict confidentiality and ethical standards. Clients have the option to authorize fee payments directly from their accounts. The firm does not have custody of client assets but may act as trustee for certain client trusts. Clients receive quarterly custodial statements and have the option to grant discretionary authority to manage their accounts.