The Affinity Group, LLC

The Affinity Group, LLC, based in Albany, NY, is a registered investment adviser established by Gary Sancilio and Nicholas S. Preddice. The firm's predecessor, Affinity BST Advisors, LLC, has been providing advisory services since June 2016. As of December 31, 2024, Affinity managed $426,272 on a discretionary basis. Affinity utilizes third-party sub-advisers, including Focus Partners Advisor Solutions, to provide model asset allocation portfolios for clients. The firm's investment strategy is rooted in Modern Portfolio Theory, emphasizing diversified portfolios through passively managed mutual funds and conservative fixed income securities. Affinity offers financial planning and consulting services, including business planning, trust and estate planning, insurance planning, and retirement plan consulting. The firm also provides 3(21) advisory services to participant-directed employee retirement benefit plans, partnering with Focus Partners Advisor Solutions as the 3(38) fiduciary. Clients of Affinity generally require a minimum annual fee of $5,000 and a minimum account size of $400,000 for individual fixed income portfolio management services. The firm charges fees based on a percentage of assets under management, with fees ranging from 0.35% to 1.00% based on account size. Affinity does not charge performance-based fees and acts in a fiduciary capacity, requiring written authority for investment discretion. The firm does not vote client securities proxies and does not maintain custody of client assets. Affinity's employees are licensed insurance agents and may receive separate compensation for implementing insurance transactions.