Cross State Financial Group LLC

Cross State Financial Group, LLC is a registered investment advisor established in November 2015 by owners Steven Iversen and Danielle Mutz. The firm offers financial planning services covering budget analysis, retirement planning, and more, with fees ranging from $600 to $5,000 for fixed plans and $100 to $275 per hour for hourly services. Portfolio management services are tailored to individual client objectives, with discretion over investments granted to the firm. The minimum account size typically required is $50,000 but can be waived. The firm manages $166,767,480 in client assets on a discretionary basis and advises on an additional $711,814 with third-party advisors. Fees for portfolio management range from 0.70% to 1.50% annually based on account size. Cross State Financial Group, LLC does not charge performance-based fees and serves individuals, high net worth individuals, charities, and retirement plans. The firm utilizes fundamental analysis and tactical asset allocation in investment strategies, with a focus on risk management. Clients receive regular portfolio reviews and financial plans, and the firm does not have any disciplinary history. The firm does not engage in soft dollar arrangements, receives no compensation for client referrals, and does not vote on client securities.