Arbor Investment Management

Arbor Investment Management, LLC, established in 2010, is a Registered Investment Advisor based in Ann Arbor, Michigan, providing personalized investment management services for mid to high net-worth individuals, trusts, and corporations. The firm focuses on managing client investment accounts directly, offering financial forecasting, retirement planning, tax planning, and estate planning services. As a fee-only firm, Arbor Investment Management acts as a fiduciary, always prioritizing clients' best interests. The firm does not sell commission-based products and does not act as a custodian of client assets. Arbor Investment Management requires a minimum household portfolio value of $500,000, with the discretion to waive this minimum under certain circumstances. The firm's fees are based on a percentage of assets under management, with a tiered fee schedule. All accounts are managed on a discretionary basis, primarily investing in individual stocks and bonds, with some allocation to mutual funds or exchange-traded funds. The firm employs fundamental analysis techniques and offers comprehensive financial forecasting. The firm's President, Stan Learman, CFA, and Senior Vice President, Matthew G. Fahrney, CFP®, have extensive experience and professional certifications in the financial industry. Arbor Investment Management does not engage in performance-based fees, side-by-side management, or receive compensation from custodians, brokers, or mutual fund companies. Clients receive regular reports on portfolio performance and have the right to vote on proxies. The firm's investment advisors are committed to upholding high ethical standards and providing transparent, client-focused services.