Trott Brook Financial

Trott Brook Financial, Inc. is an investment advisory firm founded in 1999 and registered to offer services in 2018. The firm specializes in asset management, offering discretionary services based on individual investment goals, risk tolerance, and objectives. They may hire Sub-Advisors to manage client assets, with full discretion to hire and fire as deemed suitable. Trott Brook also provides ERISA plan services, acting as a limited scope ERISA 3(21) fiduciary. Their ongoing financial planning services include comprehensive evaluations and financial plans covering various aspects like retirement, risk management, and tax reduction strategies. For asset management, fees are tiered based on total assets under management, ranging from 0.60% to 1.40%. ERISA plan fees are negotiable and based on the market value of included assets. Financial planning fees range from $250 to $500 per month. Trott Brook does not require prepayment of fees exceeding $500 per client. The firm discloses external compensation received for the sale of securities and does not use performance-based fees. Clients must have a minimum of $500,000 to open an account. Trott Brook employs fundamental analysis for security selection and discloses various investment risks. The firm's principal executive officer, James Steffen, is a Certified Financial Planner (CFP®) and has no disciplinary history. He also engages in insurance and securities sales activities, with proper disclosures to mitigate conflicts of interest. James Steffen is responsible for supervision and adheres to the firm's Compliance Manual.